{"source":"https://www.superbancos.gob.ec/estadisticas/portalestudios/bancos/","unit":"miles de USD","line":"GANANCIA O (PÉRDIDA) DEL EJERCICIO","ratios":{"roe":"RESULTADOS DEL EJERCICIO / PATRIMONIO PROMEDIO","roa":"RESULTADOS DEL EJERCICIO / ACTIVO PROMEDIO","unit":"%"},"periods":{"2000-12":{"cutoff":"31/12/2000","yearToDate":false,"file":"BOL200012B.zip/BOL200012B.xls","sha256":"90fa30b348e0a82687aeecb33b04c28fe277d15e34504550bde38f101479c094","total":-589186,"totalRoe":-317.16,"totalRoa":-10.73,"sumOfBanks":-589188,"banks":{"abn-amro":{"name":"ABN AMRO","earnings":286,"pretax":null,"roe":1.49,"roa":0.14},"amazonas":{"name":"AMAZONAS","earnings":-2337,"pretax":null,"roe":-24.14,"roa":-5.2},"aserval":{"name":"ASERVAL","earnings":79,"pretax":null,"roe":1.47,"roa":0.15},"austro":{"name":"AUSTRO","earnings":0,"pretax":null,"roe":0,"roa":0},"azuay":{"name":"AZUAY","earnings":-146,"pretax":null,"roe":-19.61,"roa":-0.4},"bancomex":{"name":"BANCOMEX","earnings":-82002,"pretax":null,"roe":184.45,"roa":-194.19},"bolivariano":{"name":"BOLIVARIANO","earnings":4269,"pretax":null,"roe":33.94,"roa":2.45},"centromundo":{"name":"CENTROMUNDO","earnings":347,"pretax":null,"roe":10.74,"roa":1.37},"citibank":{"name":"CITIBANK","earnings":665,"pretax":null,"roe":6.54,"roa":0.4},"cofiec":{"name":"COFIEC","earnings":-1726,"pretax":null,"roe":-22.63,"roa":-4.6},"manabi":{"name":"COMERCIAL DE MANABÍ","earnings":239,"pretax":null,"roe":12.44,"roa":4.22},"credito":{"name":"CREDITO","earnings":-14767,"pretax":null,"roe":39.58,"roa":-53.02},"guayaquil":{"name":"DE GUAYAQUIL","earnings":378,"pretax":null,"roe":1.56,"roa":0.09},"occidente":{"name":"DEL OCCIDENTE","earnings":-1434,"pretax":null,"roe":123.87,"roa":-18.51},"filanbanco":{"name":"FILANBANCO","earnings":-100464,"pretax":null,"roe":-97.77,"roa":-10.91},"finagro":{"name":"FINAGRO","earnings":-34167,"pretax":null,"roe":0,"roa":0},"financorp":{"name":"FINANCORP","earnings":-26238,"pretax":null,"roe":178.51,"roa":-99.45},"gnb-ecuador":{"name":"GNB (ECUADOR) S.A.","earnings":-977,"pretax":null,"roe":-44.1,"roa":-13.56},"bgr":{"name":"GRAL.RUMIÑAHUI","earnings":1288,"pretax":null,"roe":29.62,"roa":2.16},"ing-bank":{"name":"ING BANK","earnings":889,"pretax":null,"roe":12.4,"roa":6.46},"internacional":{"name":"INTERNACIONAL","earnings":2257,"pretax":null,"roe":20.1,"roa":1.61},"litoral":{"name":"LITORAL","earnings":49,"pretax":null,"roe":6.52,"roa":0.25},"lloyds":{"name":"LLOYDS TSB BANK","earnings":1453,"pretax":null,"roe":22.05,"roa":1.82},"loja":{"name":"LOJA","earnings":84,"pretax":null,"roe":2.49,"roa":0.48},"machala":{"name":"MACHALA","earnings":405,"pretax":null,"roe":7.12,"roa":0.84},"pacifico":{"name":"PACIFICO","earnings":-50416,"pretax":null,"roe":-67.83,"roa":-10.77},"pichincha":{"name":"PICHINCHA","earnings":13672,"pretax":null,"roe":16.42,"roa":1.97},"popular":{"name":"POPULAR","earnings":4907,"pretax":null,"roe":46.7,"roa":1.58},"prestamos":{"name":"PRESTAMOS","earnings":-27420,"pretax":null,"roe":119.68,"roa":-26.22},"produbanco":{"name":"PRODUBANCO","earnings":5105,"pretax":null,"roe":11.65,"roa":1.59},"progreso":{"name":"PROGRESO","earnings":-233550,"pretax":null,"roe":188.98,"roa":-71.37},"solbanco":{"name":"SOLBANCO","earnings":-1968,"pretax":null,"roe":246.2,"roa":-8.29},"solidario":{"name":"SOLIDARIO","earnings":691,"pretax":null,"roe":9.77,"roa":1.1},"sudamericano":{"name":"SUDAMERICANO","earnings":2,"pretax":null,"roe":0.06,"roa":0.04},"territorial":{"name":"TERRITORIAL","earnings":-58,"pretax":null,"roe":-3.75,"roa":-0.66},"tungurahua":{"name":"TUNGURAHUA","earnings":-4121,"pretax":null,"roe":41.36,"roa":-7.97},"unibanco":{"name":"UNIBANCO","earnings":-263,"pretax":null,"roe":-6.17,"roa":-1.15},"union":{"name":"UNIÓN","earnings":-44199,"pretax":null,"roe":195.95,"roa":-70.35}}},"2001-12":{"cutoff":"31/12/2001","yearToDate":false,"file":"BOL_2001_12.zip/BOL200112Br.xls","sha256":"951fd79d97df1a3ce524e0050172903ce10d41c6c203e274f433dd96f4a4251b","total":-579452,"totalRoe":55.6,"totalRoa":-9.89,"sumOfBanks":-579454,"banks":{"amazonas":{"name":"AMAZONAS","earnings":454,"pretax":null,"roe":5.33,"roa":0.9},"austro":{"name":"AUSTRO","earnings":0,"pretax":null,"roe":0,"roa":0},"bolivariano":{"name":"BOLIVARIANO","earnings":5162,"pretax":null,"roe":21.75,"roa":1.73},"centromundo":{"name":"CENTROMUNDO","earnings":2140,"pretax":null,"roe":44.1,"roa":5.16},"citibank":{"name":"CITIBANK","earnings":2255,"pretax":null,"roe":15.06,"roa":1.17},"cofiec":{"name":"COFIEC","earnings":166,"pretax":null,"roe":1.92,"roa":0.71},"manabi":{"name":"COMERCIAL DE MANABÍ","earnings":213,"pretax":null,"roe":9.3,"roa":2.67},"guayaquil":{"name":"DE GUAYAQUIL","earnings":7176,"pretax":null,"roe":16.94,"roa":1.29},"bgr":{"name":"GRAL.RUMIÑAHUI","earnings":3435,"pretax":null,"roe":48.71,"roa":3.52},"internacional":{"name":"INTERNACIONAL","earnings":2731,"pretax":null,"roe":11.23,"roa":1.12},"litoral":{"name":"LITORAL","earnings":168,"pretax":null,"roe":13.87,"roa":0.68},"lloyds":{"name":"LLOYDS BANK (BLSA)","earnings":1424,"pretax":null,"roe":10.17,"roa":1.33},"loja":{"name":"LOJA","earnings":1004,"pretax":null,"roe":18.32,"roa":2.98},"machala":{"name":"MACHALA","earnings":664,"pretax":null,"roe":7.84,"roa":0.86},"mm-jaramillo-arteaga":{"name":"MM JARAMILLO ARETAGA","earnings":-448,"pretax":null,"roe":-8.09,"roa":-1.44},"pichincha":{"name":"PICHINCHA","earnings":18958,"pretax":null,"roe":14.71,"roa":1.61},"produbanco":{"name":"PRODUBANCO","earnings":9178,"pretax":null,"roe":15.48,"roa":2.09},"solidario":{"name":"SOLIDARIO","earnings":1208,"pretax":null,"roe":11.78,"roa":1.32},"sudamericano":{"name":"SUDAMERICANO","earnings":7,"pretax":null,"roe":0.17,"roa":0.13},"territorial":{"name":"TERRITORIAL","earnings":11,"pretax":null,"roe":0.61,"roa":0.13},"unibanco":{"name":"UNIBANCO","earnings":3342,"pretax":null,"roe":51.98,"roa":5.92},"filanbanco":{"name":"FILANBANCO","earnings":-347854,"pretax":null,"roe":-966.36,"roa":-39.14},"pacifico":{"name":"PACIFICO","earnings":-85437,"pretax":null,"roe":-153.18,"roa":-16.34},"azuay":{"name":"AZUAY","earnings":-22764,"pretax":null,"roe":46.24,"roa":-79.71},"bancomex":{"name":"BANCOMEX","earnings":-392,"pretax":null,"roe":0.44,"roa":-2.83},"credito":{"name":"CREDITO","earnings":-3796,"pretax":null,"roe":6.73,"roa":-29.37},"occidente":{"name":"DEL OCCIDENTE","earnings":-979,"pretax":null,"roe":10.13,"roa":-19.51},"finagro":{"name":"FINAGRO","earnings":-25625,"pretax":null,"roe":29.4,"roa":-108.46},"financorp":{"name":"FINANCORP","earnings":-17489,"pretax":null,"roe":24.41,"roa":-148.07},"popular":{"name":"POPULAR","earnings":7,"pretax":null,"roe":0,"roa":0},"prestamos":{"name":"PRESTAMOS","earnings":-55551,"pretax":null,"roe":77.06,"roa":-74.83},"progreso":{"name":"PROGRESO","earnings":-21447,"pretax":null,"roe":3.21,"roa":-8.59},"solbanco":{"name":"SOLBANCO","earnings":-13960,"pretax":null,"roe":35.82,"roa":-83.52},"tungurahua":{"name":"TUNGURAHUA","earnings":-18425,"pretax":null,"roe":33.97,"roa":-55.97},"union":{"name":"UNION","earnings":-24990,"pretax":null,"roe":27.36,"roa":-111.1}}},"2002-12":{"cutoff":"31/12/2002","yearToDate":false,"file":"BOL_DIC_02.zip/BOL_DIC_02.xls","sha256":"5fe9c804f23d7e3f53f80fe7fcd35dc7712af728409357839b6774a8c0804e0d","total":85029.042,"totalRoe":15.3,"totalRoa":1.5,"sumOfBanks":85029.041,"banks":{"guayaquil":{"name":"GUAYAQUIL","earnings":10538.789,"pretax":13676.979,"roe":17.58,"roa":1.3},"pacifico":{"name":"PACIFICO","earnings":2019.255,"pretax":2424.076,"roe":4.01,"roa":0.33},"pichincha":{"name":"PICHINCHA","earnings":17316.211,"pretax":18420.046,"roe":11.78,"roa":1.15},"produbanco":{"name":"PRODUBANCO","earnings":16529.969,"pretax":23511.695,"roe":21.4,"roa":2.78},"austro":{"name":"AUSTRO","earnings":1513.567,"pretax":2285.466,"roe":10.38,"roa":0.96},"bolivariano":{"name":"BOLIVARIANO","earnings":8322.349,"pretax":12143.701,"roe":25.53,"roa":1.95},"citibank":{"name":"CITIBANK","earnings":3328.023,"pretax":4790.169,"roe":16.13,"roa":1.4},"bgr":{"name":"GENERAL RUMIÑAHUI","earnings":1117.747,"pretax":1206.199,"roe":11.39,"roa":0.81},"internacional":{"name":"INTERNACIONAL","earnings":6307.658,"pretax":9307.039,"roe":16.62,"roa":1.64},"lloyds":{"name":"LLOYDS BANK (BLSA)","earnings":2229.43,"pretax":3674.514,"roe":10.18,"roa":2.07},"machala":{"name":"MACHALA","earnings":1124.365,"pretax":1474.212,"roe":8.83,"roa":0.95},"solidario":{"name":"SOLIDARIO","earnings":3007.504,"pretax":4224.175,"roe":23.86,"roa":1.97},"unibanco":{"name":"UNIBANCO","earnings":5338.004,"pretax":8141.004,"roe":54.53,"roa":5.07},"amazonas":{"name":"AMAZONAS","earnings":809.562,"pretax":1144.003,"roe":8.85,"roa":1.34},"centromundo":{"name":"CENTROMUNDO","earnings":2207.285,"pretax":3275.784,"roe":34.09,"roa":3.45},"cofiec":{"name":"COFIEC","earnings":54.579,"pretax":77.99,"roe":0.53,"roa":0.28},"manabi":{"name":"COMERCIAL DE MANABÍ","earnings":403.69,"pretax":593.433,"roe":15.25,"roa":4.18},"litoral":{"name":"LITORAL","earnings":210.882,"pretax":310.206,"roe":14.94,"roa":1.25},"loja":{"name":"LOJA","earnings":1890.406,"pretax":2253.142,"roe":27.68,"roa":3.59},"mm-jaramillo-arteaga":{"name":"M.M. JARAMILLO ARTEAGA","earnings":732.554,"pretax":732.554,"roe":13.24,"roa":1.15},"sudamericano":{"name":"SUDAMERICANO","earnings":12.116,"pretax":17.324,"roe":0.28,"roa":0.2},"territorial":{"name":"TERRITORIAL","earnings":15.096,"pretax":27.98,"roe":0.81,"roa":0.24}}},"2003-12":{"cutoff":"31/12/2003","yearToDate":false,"file":"BOL_FIN_BCOS_DIC_03.zip/BOL_FIN_BCOS_DIC_03.xls","sha256":"03af5076228f1d3a0f705f6717eb8d7d9f2aecdf59e42fb5e52c9b6e83f5391c","total":92079.578,"totalRoe":15.56,"totalRoa":1.5,"sumOfBanks":92079.58,"banks":{"guayaquil":{"name":"GUAYAQUIL","earnings":11411.898,"pretax":16085.878,"roe":16.35,"roa":1.28},"pacifico":{"name":"PACIFICO","earnings":4452.71,"pretax":6160.736,"roe":6.37,"roa":0.71},"pichincha":{"name":"PICHINCHA","earnings":18884.119,"pretax":20502.734,"roe":12.79,"roa":1.17},"produbanco":{"name":"PRODUBANCO","earnings":12818.77,"pretax":18300.481,"roe":16.67,"roa":1.94},"austro":{"name":"AUSTRO","earnings":5179.401,"pretax":5967.147,"roe":34.99,"roa":2.88},"bolivariano":{"name":"BOLIVARIANO","earnings":9140.23,"pretax":14171.281,"roe":25.54,"roa":1.87},"citibank":{"name":"CITIBANK","earnings":912.105,"pretax":1235.068,"roe":4.14,"roa":0.44},"bgr":{"name":"GENERAL RUMIÑAHUI","earnings":773.628,"pretax":1010.892,"roe":9.21,"roa":0.54},"internacional":{"name":"INTERNACIONAL","earnings":10274.411,"pretax":15065.247,"roe":25.06,"roa":2.29},"machala":{"name":"MACHALA","earnings":1387.122,"pretax":1839.504,"roe":11.55,"roa":0.96},"solidario":{"name":"SOLIDARIO","earnings":3355.71,"pretax":4171.364,"roe":26.29,"roa":2.03},"unibanco":{"name":"UNIBANCO","earnings":7256.757,"pretax":11304.291,"roe":78.44,"roa":6.42},"amazonas":{"name":"AMAZONAS","earnings":177.16,"pretax":352.734,"roe":1.92,"roa":0.29},"centromundo":{"name":"CENTROMUNDO","earnings":832.65,"pretax":950.807,"roe":12.57,"roa":1.04},"cofiec":{"name":"COFIEC","earnings":159.233,"pretax":284.419,"roe":1.63,"roa":1.01},"manabi":{"name":"COMERCIAL DE MANABÍ","earnings":394.048,"pretax":586.128,"roe":14.32,"roa":3.97},"litoral":{"name":"LITORAL","earnings":297.289,"pretax":435.676,"roe":17.64,"roa":1.29},"loja":{"name":"LOJA","earnings":1827.634,"pretax":2412.986,"roe":27.89,"roa":3.1},"lloyds":{"name":"LLOYDS BANK (BLSA)","earnings":1829.834,"pretax":2806.262,"roe":8.25,"roa":1.81},"mm-jaramillo-arteaga":{"name":"M.M. JARAMILLO ARTEAGA","earnings":683.915,"pretax":918.824,"roe":11.16,"roa":0.82},"sudamericano":{"name":"SUDAMERICANO","earnings":11.841,"pretax":21.475,"roe":0.26,"roa":0.18},"territorial":{"name":"TERRITORIAL","earnings":19.115,"pretax":28.214,"roe":1.02,"roa":0.24}}},"2004-12":{"cutoff":"31/12/2004","yearToDate":false,"file":"BOL_FIN_BCOS_DIC_04.zip/BOL_FIN_BCOS_DIC_04.xls","sha256":"fa79017db5b230b4ecbafc2c35e9356bc8656039e973320becfa86e35eaec83c","total":120395.116,"totalRoe":17.63,"totalRoa":1.64,"sumOfBanks":120395.116,"banks":{"guayaquil":{"name":"GUAYAQUIL","earnings":11635.952,"pretax":16819.101,"roe":15.36,"roa":1.11},"pacifico":{"name":"PACIFICO","earnings":12518.816,"pretax":17598.938,"roe":14.66,"roa":1.62},"pichincha":{"name":"PICHINCHA","earnings":26566.151,"pretax":31468.494,"roe":15.93,"roa":1.37},"produbanco":{"name":"PRODUBANCO","earnings":13107.96,"pretax":18241.292,"roe":15.76,"roa":1.66},"austro":{"name":"AUSTRO","earnings":3202.055,"pretax":4919.381,"roe":17.84,"roa":1.37},"bolivariano":{"name":"BOLIVARIANO","earnings":9394.87,"pretax":14170.343,"roe":21.65,"roa":1.62},"citibank":{"name":"CITIBANK","earnings":1375.825,"pretax":2006.933,"roe":5.87,"roa":0.76},"bgr":{"name":"GENERAL RUMIÑAHUI","earnings":333.947,"pretax":552.469,"roe":2.73,"roa":0.2},"internacional":{"name":"INTERNACIONAL","earnings":14114.245,"pretax":20204.249,"roe":29.23,"roa":2.72},"machala":{"name":"MACHALA","earnings":1903.293,"pretax":2605.619,"roe":14.11,"roa":1.04},"mm-jaramillo-arteaga":{"name":"M.M. JARAMILLO ARTEAGA","earnings":1400.639,"pretax":1881.031,"roe":16.31,"roa":1.1},"solidario":{"name":"SOLIDARIO","earnings":3552.071,"pretax":5314.011,"roe":20.57,"roa":1.65},"amazonas":{"name":"AMAZONAS","earnings":505.305,"pretax":730.04,"roe":5.35,"roa":0.66},"andes":{"name":"ANDES","earnings":192.353,"pretax":230.916,"roe":8.03,"roa":1.35},"centromundo":{"name":"CENTROMUNDO","earnings":2809.68,"pretax":4362.829,"roe":37.37,"roa":2.62},"cofiec":{"name":"COFIEC","earnings":28.794,"pretax":102.885,"roe":0.29,"roa":0.17},"manabi":{"name":"COMERCIAL DE MANABÍ","earnings":602.209,"pretax":874.27,"roe":19.04,"roa":5.02},"delbank":{"name":"DELBANK S.A.","earnings":14.491,"pretax":20.727,"roe":0.27,"roa":0.14},"litoral":{"name":"LITORAL","earnings":418.012,"pretax":610.394,"roe":20.74,"roa":1.35},"loja":{"name":"LOJA","earnings":2008.096,"pretax":3034.666,"roe":26.48,"roa":2.59},"lloyds":{"name":"LLOYDS BANK (BLSA)","earnings":2160.477,"pretax":3496.019,"roe":9.59,"roa":2.16},"sudamericano":{"name":"SUDAMERICANO","earnings":10.32,"pretax":16.519,"roe":0.22,"roa":0.14},"territorial":{"name":"TERRITORIAL","earnings":-286.664,"pretax":-286.664,"roe":-14.74,"roa":-1.88},"unibanco":{"name":"UNIBANCO","earnings":11589.569,"pretax":17657.146,"roe":94.61,"roa":9.1},"procredit":{"name":"PROCREDIT","earnings":1236.65,"pretax":1697.335,"roe":15.09,"roa":3.37}}},"2005-12":{"cutoff":"31/12/2005","yearToDate":false,"file":"BOL_FIN_BCOS_DIC_05.zip/BP_BOL_2005_12.xls","sha256":"57f0588d0bbaf8f09a71fc876560f5f002ccf513ac2053958102a96383e1635f","total":158508.532,"totalRoe":19.76,"totalRoa":1.8,"sumOfBanks":158508.532,"banks":{"guayaquil":{"name":"GUAYAQUIL","earnings":16968.653,"pretax":24025.701,"roe":20.14,"roa":1.35},"pacifico":{"name":"PACIFICO","earnings":18324.956,"pretax":25846.708,"roe":18.63,"roa":1.91},"pichincha":{"name":"PICHINCHA","earnings":40183.06,"pretax":50729.079,"roe":20.36,"roa":1.9},"produbanco":{"name":"PRODUBANCO","earnings":18644.862,"pretax":25388.482,"roe":20.7,"roa":1.98},"austro":{"name":"AUSTRO","earnings":6273.382,"pretax":9907.388,"roe":29.33,"roa":2.08},"bolivariano":{"name":"BOLIVARIANO","earnings":13466.906,"pretax":19890.037,"roe":26.41,"roa":1.98},"citibank":{"name":"CITIBANK","earnings":2593.584,"pretax":4062.788,"roe":10.42,"roa":1.29},"bgr":{"name":"GENERAL RUMIÑAHUI","earnings":2642.326,"pretax":3643.925,"roe":18.73,"roa":1.36},"internacional":{"name":"INTERNACIONAL","earnings":17184.983,"pretax":25052.783,"roe":29.61,"roa":2.65},"machala":{"name":"MACHALA","earnings":2221.773,"pretax":3001.157,"roe":13.94,"roa":1.04},"mm-jaramillo-arteaga":{"name":"M.M. JARAMILLO ARTEAGA","earnings":3747.278,"pretax":4917.637,"roe":33.28,"roa":1.93},"solidario":{"name":"SOLIDARIO","earnings":3197.878,"pretax":4552.724,"roe":15.38,"roa":1.17},"unibanco":{"name":"UNIBANCO","earnings":9457.658,"pretax":14234.858,"roe":48.43,"roa":4.93},"amazonas":{"name":"AMAZONAS","earnings":757.517,"pretax":1019.924,"roe":7.69,"roa":0.79},"andes":{"name":"ANDES","earnings":-1801.618,"pretax":-1801.618,"roe":-59.34,"roa":-5.76},"centromundo":{"name":"CENTROMUNDO","earnings":-623.641,"pretax":-623.641,"roe":-5.17,"roa":-0.44},"cofiec":{"name":"COFIEC","earnings":-1630.805,"pretax":-1630.805,"roe":-16.52,"roa":-8.56},"manabi":{"name":"COMERCIAL DE MANABÍ","earnings":689.444,"pretax":1035.713,"roe":18.77,"roa":3.91},"delbank":{"name":"DELBANK S.A.","earnings":16.605,"pretax":32.645,"roe":0.27,"roa":0.13},"litoral":{"name":"LITORAL","earnings":458.097,"pretax":667.947,"roe":18.87,"roa":1.36},"loja":{"name":"LOJA","earnings":2342.172,"pretax":3545.896,"roe":25.69,"roa":2.38},"lloyds":{"name":"LLOYDS BANK (BLSA)","earnings":1260.27,"pretax":2062.094,"roe":5.59,"roa":1.32},"sudamericano":{"name":"SUDAMERICANO","earnings":17.126,"pretax":21.465,"roe":0.37,"roa":0.22},"territorial":{"name":"TERRITORIAL","earnings":1083.362,"pretax":1332.223,"roe":40.33,"roa":3.87},"procredit":{"name":"PROCREDIT","earnings":1032.704,"pretax":1678.049,"roe":11.07,"roa":1.54}}},"2006-12":{"cutoff":"31/12/2006","yearToDate":false,"file":"BOL_FIN_BCOS_DIC_06.zip/BOL_FIN_BCOS_DIC_06.xls","sha256":"d2c4126e746ca3dfefe0abcb69242ca21f0f5ea67091312e1dc509f6c145a75a","total":239123.468,"totalRoe":23.97,"totalRoa":2.01,"sumOfBanks":239123.469,"banks":{"guayaquil":{"name":"GUAYAQUIL","earnings":23327.666,"pretax":33183.736,"roe":22.55,"roa":1.34},"pacifico":{"name":"PACIFICO","earnings":37889.813,"pretax":53210.878,"roe":33.56,"roa":2.85},"pichincha":{"name":"PICHINCHA","earnings":59470.584,"pretax":76012.626,"roe":20.85,"roa":2.02},"produbanco":{"name":"PRODUBANCO","earnings":28940.581,"pretax":40955.895,"roe":29.33,"roa":2.51},"austro":{"name":"AUSTRO","earnings":6270.137,"pretax":9659.418,"roe":21,"roa":1.48},"bolivariano":{"name":"BOLIVARIANO","earnings":17782.349,"pretax":26436.883,"roe":29.5,"roa":1.88},"citibank":{"name":"CITIBANK","earnings":2568.142,"pretax":4359.421,"roe":9.41,"roa":1.05},"bgr":{"name":"GENERAL RUMIÑAHUI","earnings":3023.364,"pretax":4556.048,"roe":19.91,"roa":1.28},"internacional":{"name":"INTERNACIONAL","earnings":21872.519,"pretax":32014.087,"roe":29.68,"roa":2.52},"machala":{"name":"MACHALA","earnings":3232.698,"pretax":4225.118,"roe":14.02,"roa":1.19},"mm-jaramillo-arteaga":{"name":"M.M. JARAMILLO ARTEAGA","earnings":3800.04,"pretax":5258.078,"roe":22.16,"roa":1.28},"solidario":{"name":"SOLIDARIO","earnings":219.141,"pretax":787.879,"roe":0.66,"roa":0.06},"unibanco":{"name":"UNIBANCO","earnings":20514.834,"pretax":29532.644,"roe":85.1,"roa":7.15},"amazonas":{"name":"AMAZONAS","earnings":428.738,"pretax":608.164,"roe":4.27,"roa":0.32},"centromundo":{"name":"CENTROMUNDO","earnings":877.706,"pretax":1434.705,"roe":7.12,"roa":0.66},"cofiec":{"name":"COFIEC","earnings":23.122,"pretax":57.227,"roe":0.28,"roa":0.14},"manabi":{"name":"COMERCIAL DE MANABÍ","earnings":778.449,"pretax":1195.046,"roe":16.18,"roa":3.27},"delbank":{"name":"DELBANK S.A.","earnings":67.654,"pretax":102.571,"roe":1.1,"roa":0.53},"litoral":{"name":"LITORAL","earnings":393.318,"pretax":620.865,"roe":13.66,"roa":1.35},"loja":{"name":"LOJA","earnings":3039.207,"pretax":4578.178,"roe":28.78,"roa":2.24},"lloyds":{"name":"LLOYDS BANK (BLSA)","earnings":2121.128,"pretax":3430.266,"roe":10.58,"roa":1.86},"sudamericano":{"name":"SUDAMERICANO","earnings":11.145,"pretax":17.839,"roe":0.24,"roa":0.15},"territorial":{"name":"TERRITORIAL","earnings":462.443,"pretax":677.767,"roe":11.9,"roa":0.64},"procredit":{"name":"PROCREDIT","earnings":2008.691,"pretax":3273.414,"roe":19.62,"roa":1.38}}},"2007-12":{"cutoff":"31/12/2007","yearToDate":false,"file":"BOL_FIN_BCOS_DIC_07.zip/BOL_FIN_BCOS_DIC_07.xls","sha256":"2f037d0547d681ba04689f41d2ee8c24da29bd1a584080238d8e9328292e2db8","total":253941.815,"totalRoe":21.43,"totalRoa":1.85,"sumOfBanks":253941.814,"banks":{"guayaquil":{"name":"GUAYAQUIL","earnings":27869.295,"pretax":40992.903,"roe":24.25,"roa":1.42},"pacifico":{"name":"PACIFICO","earnings":59451.836,"pretax":82354.216,"roe":39.43,"roa":4.06},"pichincha":{"name":"PICHINCHA","earnings":58633.624,"pretax":84006.353,"roe":17.76,"roa":1.65},"produbanco":{"name":"PRODUBANCO","earnings":26125.402,"pretax":39769.692,"roe":23,"roa":2.01},"austro":{"name":"AUSTRO","earnings":10097.837,"pretax":15311.162,"roe":28.05,"roa":1.84},"bolivariano":{"name":"BOLIVARIANO","earnings":20482.792,"pretax":31109.735,"roe":27.77,"roa":1.84},"bgr":{"name":"GENERAL RUMIÑAHUI","earnings":3353.518,"pretax":4815.265,"roe":19.91,"roa":1.14},"internacional":{"name":"INTERNACIONAL","earnings":22893.965,"pretax":34016.913,"roe":26.85,"roa":2.2},"machala":{"name":"MACHALA","earnings":3307.78,"pretax":4592.719,"roe":12.48,"roa":1.08},"mm-jaramillo-arteaga":{"name":"M.M. JARAMILLO ARTEAGA","earnings":2664.64,"pretax":4000.404,"roe":12.72,"roa":0.7},"solidario":{"name":"SOLIDARIO","earnings":122.706,"pretax":240.576,"roe":0.33,"roa":0.04},"unibanco":{"name":"UNIBANCO","earnings":7789.814,"pretax":12163.672,"roe":19.21,"roa":2.75},"amazonas":{"name":"AMAZONAS","earnings":407.783,"pretax":654.473,"roe":3.89,"roa":0.3},"citibank":{"name":"CITIBANK","earnings":2192.395,"pretax":3671.768,"roe":7.67,"roa":0.9},"cofiec":{"name":"COFIEC","earnings":-1033.447,"pretax":-1033.447,"roe":-10.89,"roa":-7.65},"manabi":{"name":"COMERCIAL DE MANABÍ","earnings":790.637,"pretax":1197.594,"roe":14.14,"roa":2.69},"capital":{"name":"CAPITAL","earnings":857.639,"pretax":1381.212,"roe":7.87,"roa":1.22},"delbank":{"name":"DELBANK S.A.","earnings":92.223,"pretax":147.153,"roe":1.48,"roa":0.76},"litoral":{"name":"LITORAL","earnings":264.721,"pretax":439.956,"roe":8.09,"roa":1.35},"loja":{"name":"LOJA","earnings":3742.055,"pretax":5635.754,"roe":29.01,"roa":2.09},"lloyds":{"name":"LLOYDS BANK (BLSA)","earnings":1692.556,"pretax":2751.721,"roe":7.64,"roa":1.04},"sudamericano":{"name":"SUDAMERICANO","earnings":10.747,"pretax":17.202,"roe":0.23,"roa":0.14},"territorial":{"name":"TERRITORIAL","earnings":497.582,"pretax":804.601,"roe":8.81,"roa":0.66},"procredit":{"name":"PROCREDIT","earnings":1633.714,"pretax":2714.435,"roe":8.22,"roa":0.67}}},"2008-12":{"cutoff":"31/12/2008","yearToDate":false,"file":"BOL_FIN_BCOS_DIC_08.zip/BOL_FIN_BCOS_DIC_08.xls","sha256":"cc25277167a91b7e3ed1e2e8022db5dfc948d82550cdac58a9729edf8be3aac4","total":282222.94,"totalRoe":19.89,"totalRoa":1.72,"sumOfBanks":282222.94,"banks":{"guayaquil":{"name":"BP GUAYAQUIL","earnings":33452.169,"pretax":48673.089,"roe":23.73,"roa":1.55},"pacifico":{"name":"BP PACIFICO","earnings":44952.853,"pretax":59070.077,"roe":20.06,"roa":2.58},"pichincha":{"name":"BP PICHINCHA","earnings":99988.055,"pretax":126254.246,"roe":27.7,"roa":2.25},"produbanco":{"name":"BP PRODUBANCO","earnings":23044.008,"pretax":35297.98,"roe":17.63,"roa":1.41},"austro":{"name":"BP AUSTRO","earnings":10743.17,"pretax":16557.137,"roe":23.4,"roa":1.64},"bolivariano":{"name":"BP BOLIVARIANO","earnings":23002.761,"pretax":35886.35,"roe":25.66,"roa":1.75},"bgr":{"name":"BP GENERAL RUMIÑAHUI","earnings":2806.672,"pretax":3912.425,"roe":15.02,"roa":0.76},"internacional":{"name":"BP INTERNACIONAL","earnings":16841.315,"pretax":26500.386,"roe":16.96,"roa":1.35},"machala":{"name":"BP MACHALA","earnings":3341.145,"pretax":5322.254,"roe":11.64,"roa":0.92},"mm-jaramillo-arteaga":{"name":"BP MM JARAMILLO ARTEAGA","earnings":3229.742,"pretax":4512.019,"roe":10.78,"roa":0.69},"amazonas":{"name":"BP AMAZONAS","earnings":503.489,"pretax":672.471,"roe":4.63,"roa":0.46},"citibank":{"name":"BP CITIBANK","earnings":4755.608,"pretax":7634.998,"roe":19.65,"roa":1.51},"cofiec":{"name":"BP COFIEC","earnings":36.426,"pretax":48.478,"roe":0.43,"roa":0.29},"manabi":{"name":"BP COMERCIAL DE MANABI","earnings":200.38,"pretax":305.569,"roe":3.3,"roa":0.49},"litoral":{"name":"BP LITORAL","earnings":2.182,"pretax":51.49,"roe":0.06,"roa":0.01},"lloyds":{"name":"BP LLOYDS BANK","earnings":2144.901,"pretax":3571.646,"roe":8.99,"roa":1.1},"loja":{"name":"BP LOJA","earnings":2971.233,"pretax":4817.074,"roe":18.64,"roa":1.4},"solidario":{"name":"BP SOLIDARIO","earnings":228.485,"pretax":392.134,"roe":0.62,"roa":0.07},"sudamericano":{"name":"BP SUDAMERICANO","earnings":12.946,"pretax":20.721,"roe":0.19,"roa":0.14},"territorial":{"name":"BP TERRITORIAL","earnings":1545.776,"pretax":2390.521,"roe":23.27,"roa":1.5},"unibanco":{"name":"BP UNIBANCO","earnings":3323.155,"pretax":5713.852,"roe":7.42,"roa":1.25},"procredit":{"name":"BP PROCREDIT","earnings":4237.039,"pretax":7513.108,"roe":11.8,"roa":1.3},"capital":{"name":"BP CAPITAL","earnings":270.1,"pretax":348.567,"roe":2.35,"roa":0.38},"finca":{"name":"BP FINCA","earnings":552.838,"pretax":951.282,"roe":5.73,"roa":1.46},"delbank":{"name":"BP DELBANK","earnings":36.492,"pretax":67.136,"roe":0.5,"roa":0.25}}},"2009-12":{"cutoff":"31/12/2009","yearToDate":false,"file":"BOL_FIN_BCOS_DIC_09 AAA.xls","sha256":"21b30e346a186df17ce7046b0ce308d5f8262983e31d3911707e9651cbb880a3","total":217611.019,"totalRoe":13.14,"totalRoa":1.24,"sumOfBanks":217611.019,"banks":{"guayaquil":{"name":"BP GUAYAQUIL","earnings":36623.996,"pretax":52969.16,"roe":22.16,"roa":1.5},"pacifico":{"name":"BP PACIFICO","earnings":34149.432,"pretax":40160.59,"roe":12.93,"roa":1.79},"pichincha":{"name":"BP PICHINCHA","earnings":62261.594,"pretax":78808.12,"roe":13.95,"roa":1.31},"produbanco":{"name":"BP PRODUBANCO","earnings":19684.84,"pretax":27458.36,"roe":13.23,"roa":1.16},"austro":{"name":"BP AUSTRO","earnings":7628.167,"pretax":12446.631,"roe":13.53,"roa":1.08},"bolivariano":{"name":"BP BOLIVARIANO","earnings":16572.691,"pretax":23344.16,"roe":15.42,"roa":1.23},"bgr":{"name":"BP GENERAL RUMIÑAHUI","earnings":2670.142,"pretax":3996.94,"roe":12.42,"roa":0.69},"internacional":{"name":"BP INTERNACIONAL","earnings":15481.137,"pretax":21551.93,"roe":13.75,"roa":1.17},"machala":{"name":"BP MACHALA","earnings":1730.769,"pretax":2966.81,"roe":5.41,"roa":0.45},"promerica":{"name":"BP PROMERICA","earnings":2071.119,"pretax":2688.01,"roe":6.24,"roa":0.41},"amazonas":{"name":"BP AMAZONAS","earnings":309.481,"pretax":648.07,"roe":2.72,"roa":0.27},"citibank":{"name":"BP CITIBANK","earnings":2111.259,"pretax":3277.01,"roe":7.29,"roa":0.72},"cofiec":{"name":"BP COFIEC","earnings":25.795,"pretax":41.65516,"roe":0.31,"roa":0.17},"manabi":{"name":"BP COMERCIAL DE MANABI","earnings":273.518,"pretax":402.78968,"roe":4.16,"roa":0.8},"litoral":{"name":"BP LITORAL","earnings":70.145,"pretax":154.58131,"roe":1.98,"roa":0.32},"lloyds":{"name":"BP LLOYDS BANK","earnings":1630.143,"pretax":2644.26,"roe":7.31,"roa":0.94},"loja":{"name":"BP LOJA","earnings":2803.714,"pretax":4132.14,"roe":14.83,"roa":1.21},"solidario":{"name":"BP SOLIDARIO","earnings":447.826,"pretax":743.14,"roe":1.19,"roa":0.15},"sudamericano":{"name":"BP SUDAMERICANO","earnings":13.038,"pretax":20.45181,"roe":0.21,"roa":0.14},"territorial":{"name":"BP TERRITORIAL","earnings":662.596,"pretax":1287,"roe":9.34,"roa":0.47},"unibanco":{"name":"BP UNIBANCO","earnings":3665.103,"pretax":4966.07,"roe":7.51,"roa":1.32},"procredit":{"name":"BP PROCREDIT","earnings":5097.992,"pretax":7411.24,"roe":12.53,"roa":1.39},"capital":{"name":"BP CAPITAL","earnings":1286.488,"pretax":1852.14,"roe":10.95,"roa":2.12},"finca":{"name":"BP FINCA","earnings":270.748,"pretax":540.07775,"roe":2.65,"roa":0.83},"delbank":{"name":"BP DELBANK","earnings":69.286,"pretax":83.45728,"roe":0.94,"roa":0.43}}},"2010-12":{"cutoff":"31/12/2010","yearToDate":false,"file":"BOL_FIN_BCOS_DIC_10 A.xls","sha256":"b35dece5f340c5975c052e7591d43b94888966a6c533c6fdbff5fb46d10e492b","total":260901.997,"totalRoe":14.31,"totalRoa":1.27,"sumOfBanks":260901.998,"banks":{"guayaquil":{"name":"BP GUAYAQUIL","earnings":44401.704,"pretax":62502.678,"roe":23.5,"roa":1.63},"pacifico":{"name":"BP PACIFICO","earnings":36011.341,"pretax":44379.166,"roe":12.12,"roa":1.55},"pichincha":{"name":"BP PICHINCHA","earnings":79094.674,"pretax":103305.543,"roe":16.33,"roa":1.37},"produbanco":{"name":"BP PRODUBANCO","earnings":22498.477,"pretax":31757.155,"roe":13.97,"roa":1.14},"austro":{"name":"BP AUSTRO","earnings":13080.374,"pretax":20349.685,"roe":20.5,"roa":1.44},"bolivariano":{"name":"BP BOLIVARIANO","earnings":21026.794,"pretax":30400.343,"roe":17.48,"roa":1.27},"bgr":{"name":"BP GENERAL RUMIÑAHUI","earnings":3978.272,"pretax":5796.204,"roe":17.32,"roa":0.96},"internacional":{"name":"BP INTERNACIONAL","earnings":20381.045,"pretax":29125.057,"roe":16.41,"roa":1.26},"machala":{"name":"BP MACHALA","earnings":2460.306,"pretax":3664.7,"roe":7.29,"roa":0.55},"promerica":{"name":"BP PROMERICA","earnings":3616.06,"pretax":4773.822,"roe":9.7,"roa":0.59},"amazonas":{"name":"BP AMAZONAS","earnings":1006.037,"pretax":1401.419,"roe":7.63,"roa":0.76},"citibank":{"name":"BP CITIBANK","earnings":2359.181,"pretax":3717.459,"roe":7.59,"roa":0.56},"cofiec":{"name":"BP COFIEC","earnings":359.211,"pretax":610.847,"roe":4.25,"roa":1.13},"manabi":{"name":"BP COMERCIAL DE MANABI","earnings":195.794,"pretax":290.573,"roe":2.85,"roa":0.52},"litoral":{"name":"BP LITORAL","earnings":120.075,"pretax":178.485,"roe":3.33,"roa":0.53},"lloyds":{"name":"BP LLOYDS BANK","earnings":-8509.972,"pretax":-8348.276,"roe":-35.55,"roa":-44.52},"loja":{"name":"BP LOJA","earnings":3207.729,"pretax":4917.837,"roe":15.12,"roa":1.16},"solidario":{"name":"BP SOLIDARIO","earnings":2768.168,"pretax":4134.066,"roe":7.28,"roa":0.91},"sudamericano":{"name":"BP SUDAMERICANO","earnings":30.671,"pretax":54.662,"roe":0.5,"roa":0.3},"territorial":{"name":"BP TERRITORIAL","earnings":26.226,"pretax":249.881,"roe":0.21,"roa":0.02},"unibanco":{"name":"BP UNIBANCO","earnings":5759.836,"pretax":8964.198,"roe":10.94,"roa":1.77},"procredit":{"name":"BP PROCREDIT","earnings":5762.974,"pretax":9311.806,"roe":13.98,"roa":1.77},"capital":{"name":"BP CAPITAL","earnings":940.795,"pretax":1376.573,"roe":7.17,"roa":1.07},"finca":{"name":"BP FINCA","earnings":302.857,"pretax":585.528,"roe":2.89,"roa":0.96},"delbank":{"name":"BP DELBANK","earnings":23.369,"pretax":27.493,"roe":0.32,"roa":0.13}}},"2011-12":{"cutoff":"31/12/2011","yearToDate":false,"file":"BOL_BANCOS PRIVADOS_DIC_2011_Actualizada.xls","sha256":"5397373db7a58a05ae58ebd7f2e5cbd67c97e5b505fe7da9319aaa9d563446b5","total":394848.209,"totalRoe":18.91,"totalRoa":1.65,"sumOfBanks":394847.947,"banks":{"guayaquil":{"name":"BP GUAYAQUIL","earnings":98102.393,"pretax":126485.353,"roe":44.93,"roa":3.07},"pacifico":{"name":"BP PACIFICO","earnings":44596.825,"pretax":55758.267,"roe":13.33,"roa":1.57},"pichincha":{"name":"BP PICHINCHA","earnings":96520.507,"pretax":116460.925,"roe":16.86,"roa":1.43},"produbanco":{"name":"BP PRODUBANCO","earnings":33820.835,"pretax":44310.584,"roe":19.01,"roa":1.57},"austro":{"name":"BP AUSTRO","earnings":15774.005,"pretax":24511.833,"roe":19.65,"roa":1.51},"bolivariano":{"name":"BP BOLIVARIANO","earnings":25515.571,"pretax":38638.469,"roe":18.78,"roa":1.36},"bgr":{"name":"BP GENERAL RUMIÑAHUI","earnings":5499.351,"pretax":8312.687,"roe":21.15,"roa":1.16},"internacional":{"name":"BP INTERNACIONAL","earnings":26577.718,"pretax":37379.766,"roe":18.29,"roa":1.55},"machala":{"name":"BP MACHALA","earnings":2975.854,"pretax":4511.926,"roe":7.39,"roa":0.57},"promerica":{"name":"BP PROMERICA","earnings":6010.069,"pretax":8048.671,"roe":13.7,"roa":0.93},"citibank":{"name":"BP CITIBANK","earnings":5704.151,"pretax":8828.376,"roe":17.07,"roa":1.32},"amazonas":{"name":"BP AMAZONAS","earnings":1776.307,"pretax":2455.488,"roe":12.16,"roa":1.29},"cofiec":{"name":"BP COFIEC","earnings":74.335,"pretax":127.837,"roe":0.81,"roa":0.16},"manabi":{"name":"BP COMERCIAL DE MANABI","earnings":68.508,"pretax":156.701,"roe":0.96,"roa":0.16},"litoral":{"name":"BP LITORAL","earnings":135.772,"pretax":186.929,"roe":3.64,"roa":0.6},"dmiro":{"name":"BP D-MIRO S.A.","earnings":543.525,"pretax":933.646,"roe":4.91,"roa":1.14},"loja":{"name":"BP LOJA","earnings":6006.89,"pretax":9085.412,"roe":24.15,"roa":1.8},"solidario":{"name":"BP SOLIDARIO","earnings":7028.359,"pretax":9504.889,"roe":17.22,"roa":2.03},"sudamericano":{"name":"BP SUDAMERICANO","earnings":36,"pretax":77,"roe":0.58,"roa":0.32},"territorial":{"name":"BP TERRITORIAL","earnings":11.717,"pretax":99.946,"roe":0.08,"roa":0.01},"unibanco":{"name":"BP UNIBANCO","earnings":7414.072,"pretax":11347.481,"roe":12.83,"roa":1.94},"coopnacional":{"name":"BP COOPNACIONAL","earnings":1751.876,"pretax":2454.326,"roe":10.32,"roa":1.2},"procredit":{"name":"BP PROCREDIT","earnings":8099.293,"pretax":12701.577,"roe":19.38,"roa":2.09},"capital":{"name":"BP CAPITAL","earnings":434.958,"pretax":635.537,"roe":2.99,"roa":0.38},"finca":{"name":"BP FINCA","earnings":259.78,"pretax":591.336,"roe":2.48,"roa":0.59},"delbank":{"name":"BP DELBANK","earnings":109.276,"pretax":157.999,"roe":1.47,"roa":0.55}}},"2012-12":{"cutoff":"31/12/2012","yearToDate":false,"file":"NUEVA PLANTILLA BCOS PRIVADOS 201212 web 5.xlsx","sha256":"faf18d15b7c87e605ab3fa265b8a29345b65001482038f1328d6e76849458a71","total":314269.66796,"totalRoe":13,"totalRoa":1.13,"sumOfBanks":314269.668,"banks":{"guayaquil":{"name":"BP GUAYAQUIL","earnings":35421.22544,"pretax":50309.57735,"roe":11.88,"roa":1.06},"pacifico":{"name":"BP PACIFICO","earnings":48027.16211,"pretax":63606.77902,"roe":12.85,"roa":1.45},"pichincha":{"name":"BP PICHINCHA","earnings":65918.04297,"pretax":78388.95511,"roe":9.54,"roa":0.81},"produbanco":{"name":"BP PRODUBANCO","earnings":41361.05354,"pretax":52415.97051,"roe":20.38,"roa":1.59},"austro":{"name":"BP AUSTRO","earnings":14056.64654,"pretax":21803.29946,"roe":14.47,"roa":1.16},"bolivariano":{"name":"BP BOLIVARIANO","earnings":28037.24457,"pretax":40824.31528,"roe":17.99,"roa":1.26},"citibank":{"name":"BP CITIBANK","earnings":6812.564,"pretax":10672.752,"roe":17.42,"roa":1.3},"bgr":{"name":"BP GENERAL RUMIÑAHUI","earnings":5501.66677,"pretax":7937.43742,"roe":17.38,"roa":0.96},"internacional":{"name":"BP INTERNACIONAL","earnings":31576.67606,"pretax":43246.32793,"roe":19.87,"roa":1.49},"machala":{"name":"BP MACHALA","earnings":2802.95446,"pretax":4394.21904,"roe":6.47,"roa":0.46},"promerica":{"name":"BP PROMERICA","earnings":5695.79546,"pretax":7590.94873,"roe":11.57,"roa":0.77},"amazonas":{"name":"BP AMAZONAS","earnings":795.4685,"pretax":1231.27456,"roe":5.15,"roa":0.5},"cofiec":{"name":"BP COFIEC","earnings":-2571.54604,"pretax":-2571.54604,"roe":-27.76,"roa":-9.32},"manabi":{"name":"BP COMERCIAL DE MANABI","earnings":245.98602,"pretax":397.13311,"roe":3.41,"roa":0.57},"litoral":{"name":"BP LITORAL","earnings":160.28937,"pretax":214.99948,"roe":4.15,"roa":0.6},"loja":{"name":"BP LOJA","earnings":5779.40915,"pretax":8398.9599,"roe":19.46,"roa":1.41},"solidario":{"name":"BP SOLIDARIO","earnings":9881.52963,"pretax":14046.62907,"roe":20.75,"roa":2.5},"sudamericano":{"name":"BP SUDAMERICANO","earnings":43.9286,"pretax":67.1178,"roe":0.66,"roa":0.4},"territorial":{"name":"BP TERRITORIAL","earnings":54.32464,"pretax":117.58058,"roe":0.32,"roa":0.04},"unibanco":{"name":"BP UNIBANCO","earnings":5708.80135,"pretax":7071.17203,"roe":8.43,"roa":1.37},"coopnacional":{"name":"BP COOPNACIONAL","earnings":1750.76281,"pretax":2551.71955,"roe":9.34,"roa":1.12},"procredit":{"name":"BP PROCREDIT","earnings":6882.64242,"pretax":11115.97865,"roe":14.42,"roa":1.54},"capital":{"name":"BP CAPITAL","earnings":115.87182,"pretax":282.72942,"roe":0.7,"roa":0.08},"finca":{"name":"BP FINCA","earnings":32.6783,"pretax":223.07922,"roe":0.3,"roa":0.06},"delbank":{"name":"BP DELBANK","earnings":0.54521,"pretax":13.03306,"roe":0.01,"roa":0},"dmiro":{"name":"BP D-MIRO S.A.","earnings":177.94426,"pretax":530.95056,"roe":1.67,"roa":0.32}}},"2013-12":{"cutoff":"31/12/2013","yearToDate":false,"file":"NUEVA PLANTILLA BCOS PRIVADOS 201312 M1 WEB.xlsx","sha256":"17048899ffb8ec5ec6963ff269d3554527f5328cc7730e3e5f45749a1b86900e","total":268041.04086,"totalRoe":10.52,"totalRoa":0.87,"sumOfBanks":268041.041,"banks":{"guayaquil":{"name":"BP GUAYAQUIL","earnings":40496.94723,"pretax":61115.17892,"roe":12.74,"roa":1.15},"pacifico":{"name":"BP PACIFICO","earnings":40854.66836,"pretax":51165.22609,"roe":9.7,"roa":1.06},"pichincha":{"name":"BP PICHINCHA","earnings":53541.45076,"pretax":82242.81055,"roe":7.37,"roa":0.59},"produbanco":{"name":"BP PRODUBANCO","earnings":28692.00796,"pretax":43642.14825,"roe":12.23,"roa":0.97},"austro":{"name":"BP AUSTRO","earnings":12292.75756,"pretax":21521.71717,"roe":11,"roa":0.88},"bolivariano":{"name":"BP BOLIVARIANO","earnings":24720.56502,"pretax":34663.21765,"roe":14.06,"roa":0.98},"citibank":{"name":"BP CITIBANK","earnings":7730.29,"pretax":12025.959,"roe":16.85,"roa":1.41},"bgr":{"name":"BP GENERAL RUMIÑAHUI","earnings":4853.26923,"pretax":7162.0872,"roe":14.19,"roa":0.8},"internacional":{"name":"BP INTERNACIONAL","earnings":27562.64871,"pretax":39459.94544,"roe":15.58,"roa":1.1},"machala":{"name":"BP MACHALA","earnings":1510.36577,"pretax":3069.48302,"roe":3.36,"roa":0.23},"promerica":{"name":"BP PROMERICA","earnings":5342.76966,"pretax":7873.42717,"roe":9.72,"roa":0.65},"solidario":{"name":"BP SOLIDARIO","earnings":7854.2524,"pretax":11972.88266,"roe":7.62,"roa":1.05},"amazonas":{"name":"BP AMAZONAS","earnings":1997.53703,"pretax":3011.94873,"roe":12.23,"roa":1.53},"cofiec":{"name":"BP COFIEC","earnings":-1005.5532,"pretax":-1005.5532,"roe":15.15,"roa":-4.29},"manabi":{"name":"BP COMERCIAL DE MANABI","earnings":243.74789,"pretax":420.37811,"roe":3.27,"roa":0.47},"litoral":{"name":"BP LITORAL","earnings":26.70077,"pretax":90.82972,"roe":0.66,"roa":0.11},"loja":{"name":"BP LOJA","earnings":4596.48293,"pretax":7047.31636,"roe":14.05,"roa":1.13},"sudamericano":{"name":"BP SUDAMERICANO","earnings":82.55453,"pretax":124.51663,"roe":1.24,"roa":0.68},"coopnacional":{"name":"BP COOPNACIONAL","earnings":1301.27273,"pretax":2172.43991,"roe":6.35,"roa":0.77},"procredit":{"name":"BP PROCREDIT","earnings":7646.68522,"pretax":12004.95941,"roe":15.77,"roa":1.6},"capital":{"name":"BP CAPITAL","earnings":401.57991,"pretax":671.93941,"roe":2.39,"roa":0.28},"finca":{"name":"BP FINCA","earnings":-3906.17058,"pretax":-3772.50119,"roe":26.14,"roa":-7.71},"delbank":{"name":"BP DELBANK","earnings":38.00329,"pretax":87.19545,"roe":0.5,"roa":0.18},"dmiro":{"name":"BP D-MIRO S.A.","earnings":1166.20768,"pretax":1985.12076,"roe":10.78,"roa":1.84}}},"2014-12":{"cutoff":"31/12/2014","yearToDate":false,"file":"BOL BANCOS PRIVADOS 31122014.xlsx","sha256":"90e56b4461371995de3bda73a4467c6033d3e60b1934a8cc22ed8d2481ea6a97","total":334702.20755,"totalRoe":11.95,"totalRoa":1,"sumOfBanks":334702.208,"banks":{"guayaquil":{"name":"BP GUAYAQUIL","earnings":51291.28271,"pretax":77867.27932,"roe":15.11,"roa":1.27},"pacifico":{"name":"BP PACIFICO","earnings":48113.8265,"pretax":62995.58541,"roe":10.36,"roa":1.13},"pichincha":{"name":"BP PICHINCHA","earnings":79731.32194,"pretax":112445.47426,"roe":10.3,"roa":0.81},"produbanco":{"name":"BP PRODUBANCO","earnings":40160.39423,"pretax":59918.86056,"roe":15.73,"roa":1.02},"austro":{"name":"BP AUSTRO","earnings":13544.71995,"pretax":21673.11707,"roe":10.94,"roa":0.86},"bolivariano":{"name":"BP BOLIVARIANO","earnings":28255.73808,"pretax":44397.01887,"roe":14.56,"roa":1.01},"solidario":{"name":"BP SOLIDARIO","earnings":9519.53072,"pretax":15796.35119,"roe":8.88,"roa":1.29},"bgr":{"name":"BP GENERAL RUMIÑAHUI","earnings":7716.73295,"pretax":11179.62611,"roe":20.24,"roa":1.2},"internacional":{"name":"BP INTERNACIONAL","earnings":32181.1703,"pretax":46659.2216,"roe":16.22,"roa":1.2},"machala":{"name":"BP MACHALA","earnings":2937.82413,"pretax":4771.91242,"roe":6.24,"roa":0.41},"amazonas":{"name":"BP AMAZONAS","earnings":1264.60872,"pretax":1892.8238,"roe":6.91,"roa":0.88},"cofiec":{"name":"BP COFIEC","earnings":126.40525,"pretax":173.66917,"roe":2.27,"roa":0.39},"manabi":{"name":"BP COMERCIAL DE MANABI","earnings":148.77791,"pretax":273.24941,"roe":1.93,"roa":0.3},"litoral":{"name":"BP LITORAL","earnings":12.02595,"pretax":49.38106,"roe":0.3,"roa":0.05},"loja":{"name":"BP LOJA","earnings":5258.14622,"pretax":8082.1003,"roe":14.78,"roa":1.14},"citibank":{"name":"BP CITIBANK","earnings":6730.632,"pretax":10860.388,"roe":13.47,"roa":1.1},"coopnacional":{"name":"BP COOPNACIONAL","earnings":1407.00393,"pretax":2171.58923,"roe":6.45,"roa":0.79},"procredit":{"name":"BP PROCREDIT","earnings":7412.50033,"pretax":11537.0917,"roe":14.5,"roa":1.74},"capital":{"name":"BP CAPITAL","earnings":444.32622,"pretax":749.85276,"roe":2.58,"roa":0.28},"finca":{"name":"BP FINCA","earnings":-3989.63706,"pretax":-3861.90462,"roe":-29.7,"roa":-7.87},"delbank":{"name":"BP DELBANK","earnings":-118.18279,"pretax":-76.52273,"roe":-1.07,"roa":-0.45},"dmiro":{"name":"BP D-MIRO S.A.","earnings":1616.34002,"pretax":2869.47276,"roe":13.48,"roa":1.91},"codesarrollo":{"name":"BP BANCODESARROLLO","earnings":936.71934,"pretax":1415.16995,"roe":8.3,"roa":0.78}}},"2015-12":{"cutoff":"31/12/2015","yearToDate":false,"file":"BOL BCOS PRIVADOS 201512.xlsx","sha256":"53799611dcdc72cdd9f9cb929e4e1fcde15427d79f721404734ad21a6b27d430","total":271029.11822,"totalRoe":8.96,"totalRoa":0.88,"sumOfBanks":271029.118,"banks":{"guayaquil":{"name":"BP GUAYAQUIL","earnings":33497.04063,"pretax":53704.10935,"roe":9.11,"roa":0.94},"pacifico":{"name":"BP PACIFICO","earnings":50862.64025,"pretax":66957.79244,"roe":9.8,"roa":1.18},"pichincha":{"name":"BP PICHINCHA","earnings":58450.69049,"pretax":90272.35106,"roe":7.09,"roa":0.65},"produbanco":{"name":"BP PRODUBANCO","earnings":27454.12311,"pretax":41445.83528,"roe":9.66,"roa":0.77},"austro":{"name":"BP AUSTRO","earnings":9213.29854,"pretax":17848.27867,"roe":6.76,"roa":0.63},"bolivariano":{"name":"BP BOLIVARIANO","earnings":31140.08615,"pretax":48730.82723,"roe":14.6,"roa":1.19},"citibank":{"name":"BP CITIBANK","earnings":3717.791,"pretax":7411.581,"roe":6.92,"roa":0.76},"bgr":{"name":"BP GENERAL RUMIÑAHUI","earnings":6420.19664,"pretax":9386.19602,"roe":14.65,"roa":1.13},"internacional":{"name":"BP INTERNACIONAL","earnings":31277.53584,"pretax":47128.21298,"roe":14.11,"roa":1.22},"loja":{"name":"BP LOJA","earnings":4337.4408,"pretax":6783.63623,"roe":11.25,"roa":1.09},"machala":{"name":"BP MACHALA","earnings":1008.3848,"pretax":2581.24617,"roe":2.03,"roa":0.18},"solidario":{"name":"BP SOLIDARIO","earnings":7484.66452,"pretax":12748.46327,"roe":7.43,"roa":1.11},"procredit":{"name":"BP PROCREDIT","earnings":2538.51417,"pretax":4034.04172,"roe":4.61,"roa":0.66},"amazonas":{"name":"BP AMAZONAS","earnings":604.07477,"pretax":915.21588,"roe":3.18,"roa":0.42},"manabi":{"name":"BP COMERCIAL DE MANABI","earnings":239.05411,"pretax":418.25688,"roe":3.05,"roa":0.55},"litoral":{"name":"BP LITORAL","earnings":5.88069,"pretax":41.26939,"roe":0.14,"roa":0.03},"coopnacional":{"name":"BP COOPNACIONAL","earnings":1176.21706,"pretax":2174.46694,"roe":5.07,"roa":0.71},"capital":{"name":"BP CAPITAL","earnings":246.15356,"pretax":504.67956,"roe":1.64,"roa":0.21},"finca":{"name":"BP FINCA","earnings":-991.9734,"pretax":-861.96959,"roe":-9.98,"roa":-2.36},"delbank":{"name":"BP DELBANK","earnings":58.27289,"pretax":122.91328,"roe":0.53,"roa":0.22},"dmiro":{"name":"BP D-MIRO S.A.","earnings":997.73206,"pretax":1862.54259,"roe":7.29,"roa":0.87},"codesarrollo":{"name":"BP BANCODESARROLLO","earnings":1291.29954,"pretax":2019.00406,"roe":9.72,"roa":0.92}}},"2016-12":{"cutoff":"31/12/2016","yearToDate":false,"file":"BOL_BP_DIC_ 2016.xlsx","sha256":"4dd95619a50cec774668d5e99c80e00f81e1affe93f5fc7593ba12c680fb9fc6","total":221937.90039,"totalRoe":6.72,"totalRoa":0.62,"sumOfBanks":221937.9,"banks":{"guayaquil":{"name":"BP GUAYAQUIL","earnings":26516.30483,"pretax":46885.81049,"roe":6.69,"roa":0.68},"pacifico":{"name":"BP PACIFICO","earnings":40004.55587,"pretax":54354.55587,"roe":7.26,"roa":0.73},"pichincha":{"name":"BP PICHINCHA","earnings":49150.57746,"pretax":82995.82935,"roe":5.6,"roa":0.49},"produbanco":{"name":"BP PRODUBANCO","earnings":26036.43489,"pretax":39543.7807,"roe":8.36,"roa":0.65},"austro":{"name":"BP AUSTRO","earnings":4004.28779,"pretax":8525.73411,"roe":2.55,"roa":0.23},"bolivariano":{"name":"BP BOLIVARIANO","earnings":19814.34331,"pretax":32131.01781,"roe":8.26,"roa":0.67},"citibank":{"name":"BP CITIBANK","earnings":11142.489,"pretax":17703.826,"roe":18.94,"roa":1.93},"bgr":{"name":"BP GENERAL RUMIÑAHUI","earnings":6308.83271,"pretax":9234.68345,"roe":12.6,"roa":0.89},"internacional":{"name":"BP INTERNACIONAL","earnings":30133.86923,"pretax":46164.68217,"roe":11.72,"roa":0.97},"loja":{"name":"BP LOJA","earnings":3564.15065,"pretax":5544.51836,"roe":8.26,"roa":0.85},"machala":{"name":"BP MACHALA","earnings":1162.48883,"pretax":2779.4663,"roe":2.31,"roa":0.18},"solidario":{"name":"BP SOLIDARIO","earnings":3392.09036,"pretax":7394.96354,"roe":3.13,"roa":0.5},"procredit":{"name":"BP PROCREDIT","earnings":456.99949,"pretax":1658.82817,"roe":0.79,"roa":0.12},"amazonas":{"name":"BP AMAZONAS","earnings":348.4484,"pretax":625.35392,"roe":1.77,"roa":0.22},"manabi":{"name":"BP COMERCIAL DE MANABI","earnings":518.62608,"pretax":610.14833,"roe":5.97,"roa":0.85},"litoral":{"name":"BP LITORAL","earnings":129.47168,"pretax":190.66731,"roe":1.53,"roa":0.33},"coopnacional":{"name":"BP COOPNACIONAL","earnings":1277.7172,"pretax":2100.3503,"roe":5.09,"roa":0.76},"capital":{"name":"BP CAPITAL","earnings":-2659.92779,"pretax":-2477.10372,"roe":-15.52,"roa":-3.16},"finca":{"name":"BP FINCA","earnings":58.44256,"pretax":206.95488,"roe":0.49,"roa":0.13},"delbank":{"name":"BP DELBANK","earnings":30.77146,"pretax":147.76212,"roe":0.28,"roa":0.1},"dmiro":{"name":"BP D-MIRO S.A.","earnings":-824.64173,"pretax":-669.33227,"roe":-5.5,"roa":-0.75},"codesarrollo":{"name":"BP BANCODESARROLLO","earnings":566.7418,"pretax":953.24224,"roe":3.82,"roa":0.35},"visionfund":{"name":"BP VISIONFUND ECUADOR","earnings":804.82631,"pretax":1268.33413,"roe":6.85,"roa":2.01}}},"2017-12":{"cutoff":"31/12/2017","yearToDate":false,"file":"BOL_BP_DICIEMBRE_2017.xlsx","sha256":"c6a34dd5816da6ec83592de5e890d9864f1bc24e869d9c43d3747a940d8f76e8","total":395783.34712000005,"totalRoe":10.36,"totalRoa":1.02,"sumOfBanks":395783.347,"banks":{"guayaquil":{"name":"BP GUAYAQUIL","earnings":43244.8486,"pretax":66161.6216,"roe":10.51,"roa":1.07},"pacifico":{"name":"BP PACIFICO","earnings":70229.5952,"pretax":91856.59375,"roe":12.59,"roa":1.29},"pichincha":{"name":"BP PICHINCHA","earnings":71207.4277,"pretax":106817.28258,"roe":7.15,"roa":0.67},"produbanco":{"name":"BP PRODUBANCO","earnings":40104.35287,"pretax":63780.08121,"roe":12.03,"roa":0.94},"austro":{"name":"BP AUSTRO","earnings":8491.45719,"pretax":15527.55933,"roe":5.12,"roa":0.5},"bolivariano":{"name":"BP BOLIVARIANO","earnings":27760.67594,"pretax":42400.61907,"roe":11.16,"roa":0.89},"citibank":{"name":"BP CITIBANK","earnings":13651.267,"pretax":22012.957,"roe":21.22,"roa":2.12},"diners":{"name":"BP DINERS","earnings":45590.23056,"pretax":68065.46698,"roe":15.04,"roa":2.72},"bgr":{"name":"BP GENERAL RUMIÑAHUI","earnings":9317.11548,"pretax":14633.68042,"roe":17.47,"roa":1.12},"internacional":{"name":"BP INTERNACIONAL","earnings":44219.53783,"pretax":65533.08151,"roe":16.44,"roa":1.24},"loja":{"name":"BP LOJA","earnings":5659.95665,"pretax":8636.24987,"roe":12.64,"roa":1.27},"machala":{"name":"BP MACHALA","earnings":3063.8951,"pretax":5045.72558,"roe":5.76,"roa":0.44},"solidario":{"name":"BP SOLIDARIO","earnings":9609.8611,"pretax":17652.30768,"roe":8.54,"roa":1.33},"procredit":{"name":"BP PROCREDIT","earnings":379.04261,"pretax":1597.39152,"roe":0.64,"roa":0.12},"amazonas":{"name":"BP AMAZONAS","earnings":369.38004,"pretax":683.68638,"roe":1.85,"roa":0.22},"manabi":{"name":"BP COMERCIAL DE MANABI","earnings":318.56991,"pretax":471.11855,"roe":3.46,"roa":0.56},"litoral":{"name":"BP LITORAL","earnings":0.12744,"pretax":43.43884,"roe":0,"roa":0},"coopnacional":{"name":"BP COOPNACIONAL","earnings":1077.96956,"pretax":1760.48385,"roe":4.09,"roa":0.58},"capital":{"name":"BP CAPITAL","earnings":-3636.17966,"pretax":-3531.38774,"roe":-23.89,"roa":-8.58},"finca":{"name":"BP FINCA","earnings":639.63434,"pretax":892.29901,"roe":5.33,"roa":1.04},"delbank":{"name":"BP DELBANK","earnings":53.6173,"pretax":142.57115,"roe":0.49,"roa":0.17},"dmiro":{"name":"BP D-MIRO S.A.","earnings":1233.26636,"pretax":2226.10022,"roe":7.68,"roa":1.21},"codesarrollo":{"name":"BP BANCODESARROLLO","earnings":1683.11232,"pretax":2704.27511,"roe":10.55,"roa":1},"visionfund":{"name":"BP VISIONFUND ECUADOR","earnings":1514.58568,"pretax":2033.86349,"roe":12.17,"roa":2.71}}},"2018-12":{"cutoff":"31/12/2018","yearToDate":false,"file":"BOL_BP_DICIEMBRE 2018.xlsx","sha256":"fd5ea1a391ef94c5c3fde0d9ac845c216c406af1774cbfe1b30543989df8697b","total":553790.47383,"totalRoe":13.65,"totalRoa":1.35,"sumOfBanks":553790.474,"banks":{"guayaquil":{"name":"BP GUAYAQUIL","earnings":60372.3354,"pretax":109021.32039,"roe":14.01,"roa":1.39},"pacifico":{"name":"BP PACIFICO","earnings":100282.04551,"pretax":131679.33068,"roe":17.01,"roa":1.81},"pichincha":{"name":"BP PICHINCHA","earnings":119749.87916,"pretax":204906.98038,"roe":11.46,"roa":1.12},"produbanco":{"name":"BP PRODUBANCO","earnings":59517.01092,"pretax":98821.63123,"roe":16.51,"roa":1.25},"austro":{"name":"BP AUSTRO","earnings":11518.32601,"pretax":21078.62041,"roe":6.78,"roa":0.67},"bolivariano":{"name":"BP BOLIVARIANO","earnings":40314.85283,"pretax":63778.61405,"roe":15.05,"roa":1.2},"citibank":{"name":"BP CITIBANK","earnings":9613.345,"pretax":17315.969,"roe":13.97,"roa":1.27},"diners":{"name":"BP DINERS","earnings":63451.88253,"pretax":104001.72976,"roe":18.83,"roa":2.92},"bgr":{"name":"BP GENERAL RUMIÑAHUI","earnings":10791.31847,"pretax":16943.99996,"roe":18.54,"roa":1.27},"internacional":{"name":"BP INTERNACIONAL","earnings":48250.21917,"pretax":74983.87549,"roe":16.23,"roa":1.36},"loja":{"name":"BP LOJA","earnings":6637.03099,"pretax":10568.2432,"roe":14.01,"roa":1.38},"machala":{"name":"BP MACHALA","earnings":3346.47331,"pretax":5800.69201,"roe":5.96,"roa":0.44},"solidario":{"name":"BP SOLIDARIO","earnings":15018.95588,"pretax":25521.73935,"roe":12.76,"roa":1.92},"procredit":{"name":"BP PROCREDIT","earnings":141.38021,"pretax":1691.93497,"roe":0.25,"roa":0.04},"amazonas":{"name":"BP AMAZONAS","earnings":185.16182,"pretax":441.89639,"roe":0.84,"roa":0.09},"manabi":{"name":"BP COMERCIAL DE MANABI","earnings":259.66717,"pretax":432.18498,"roe":2.73,"roa":0.5},"litoral":{"name":"BP LITORAL","earnings":75.67851,"pretax":142.41178,"roe":0.66,"roa":0.2},"coopnacional":{"name":"BP COOPNACIONAL","earnings":1201.29936,"pretax":2063.695,"roe":4.37,"roa":0.64},"capital":{"name":"BP CAPITAL","earnings":-4309.14289,"pretax":-4222.16187,"roe":-37.23,"roa":-28.66},"finca":{"name":"BP FINCA","earnings":901.4652,"pretax":1241.21309,"roe":6.68,"roa":1.16},"delbank":{"name":"BP DELBANK","earnings":91.7659,"pretax":249.00915,"roe":0.83,"roa":0.28},"dmiro":{"name":"BP D-MIRO S.A.","earnings":2315.50248,"pretax":3965.93567,"roe":13.45,"roa":2.18},"codesarrollo":{"name":"BP BANCODESARROLLO","earnings":2003.97437,"pretax":3274.93417,"roe":11.17,"roa":1.18},"visionfund":{"name":"BP VISIONFUND ECUADOR","earnings":2060.04652,"pretax":3193.66334,"roe":15.43,"roa":2.87}}},"2019-12":{"cutoff":"31/12/2019","yearToDate":false,"file":"BOL_BP_DICIEMBRE 2019.xlsx","sha256":"17ad5ab5c9f990b8848449f0bf5d036bc5308552d101527db219216297632e29","total":615773.64323,"totalRoe":13.9,"totalRoa":1.38,"sumOfBanks":615773.643,"banks":{"guayaquil":{"name":"BP GUAYAQUIL","earnings":80733.39688,"pretax":128159.78446,"roe":17.62,"roa":1.59},"pacifico":{"name":"BP PACIFICO","earnings":100287.35442,"pretax":133742.47967,"roe":15.03,"roa":1.65},"pichincha":{"name":"BP PICHINCHA","earnings":130613.4575,"pretax":195086.75608,"roe":11.55,"roa":1.14},"produbanco":{"name":"BP PRODUBANCO","earnings":61144.01468,"pretax":99924.56943,"roe":15.26,"roa":1.18},"austro":{"name":"BP AUSTRO","earnings":13066.14065,"pretax":22967.19284,"roe":7.36,"roa":0.72},"bolivariano":{"name":"BP BOLIVARIANO","earnings":44637.80201,"pretax":70441.90953,"roe":15.04,"roa":1.24},"citibank":{"name":"BP CITIBANK","earnings":18081.673,"pretax":27606.855,"roe":27.07,"roa":2.85},"diners":{"name":"BP DINERS","earnings":66969.79397,"pretax":102597.18409,"roe":17.92,"roa":2.74},"bgr":{"name":"BP GENERAL RUMIÑAHUI","earnings":12503.17465,"pretax":19886.11523,"roe":18.69,"roa":1.29},"internacional":{"name":"BP INTERNACIONAL","earnings":50186.88402,"pretax":79870.49221,"roe":15.3,"roa":1.32},"loja":{"name":"BP LOJA","earnings":7812.30108,"pretax":12391.60577,"roe":15.05,"roa":1.49},"machala":{"name":"BP MACHALA","earnings":3803.22383,"pretax":6318.92505,"roe":6.59,"roa":0.47},"solidario":{"name":"BP SOLIDARIO","earnings":17897.00151,"pretax":28262.34719,"roe":13.57,"roa":2.2},"procredit":{"name":"BP PROCREDIT","earnings":169.26001,"pretax":1643.59831,"roe":0.3,"roa":0.04},"amazonas":{"name":"BP AMAZONAS","earnings":451.41381,"pretax":705.7979,"roe":2.01,"roa":0.21},"manabi":{"name":"BP COMERCIAL DE MANABI","earnings":112.80768,"pretax":225.18627,"roe":0.91,"roa":0.2},"litoral":{"name":"BP LITORAL","earnings":29.31173,"pretax":94.78178,"roe":0.25,"roa":0.07},"coopnacional":{"name":"BP COOPNACIONAL","earnings":938.48733,"pretax":1600.49008,"roe":3.28,"roa":0.5},"capital":{"name":"BP CAPITAL","earnings":-1215.14824,"pretax":-1215.14824,"roe":-11.7,"roa":-6.03},"finca":{"name":"BP FINCA","earnings":459.34869,"pretax":789.12204,"roe":3.26,"roa":0.54},"delbank":{"name":"BP DELBANK","earnings":190.76558,"pretax":442.92704,"roe":1.71,"roa":0.59},"dmiro":{"name":"BP D-MIRO S.A.","earnings":2857.06096,"pretax":4526.58146,"roe":14.62,"roa":2.59},"codesarrollo":{"name":"BP BANCODESARROLLO","earnings":1804.11538,"pretax":3059.25354,"roe":8.66,"roa":1.01},"visionfund":{"name":"BP VISIONFUND ECUADOR","earnings":2240.0021,"pretax":3538.88965,"roe":15.03,"roa":2.69}}},"2020-12":{"cutoff":"31/12/2020","yearToDate":false,"file":"BOL-FIN-BCOS-DIC-20-2.xlsx","sha256":"bbc1771ea1b65f3cee180da04e5a6211e8b80b267a0fa1797c80bc7097597cae","total":233238.37779,"totalRoe":4.8,"totalRoa":0.48,"sumOfBanks":233238.378,"banks":{"guayaquil":{"name":"BP GUAYAQUIL","earnings":33290.27181,"pretax":50475.41518,"roe":6.63,"roa":0.58},"pacifico":{"name":"BP PACIFICO","earnings":30011.88868,"pretax":40644.03423,"roe":3.93,"roa":0.43},"pichincha":{"name":"BP PICHINCHA","earnings":50074.61703,"pretax":73436.8013,"roe":4.12,"roa":0.4},"produbanco":{"name":"BP PRODUBANCO","earnings":20153.76701,"pretax":37499.19679,"roe":4.75,"roa":0.37},"austro":{"name":"BP AUSTRO","earnings":7662.2756,"pretax":14325.8291,"roe":4.01,"roa":0.37},"bolivariano":{"name":"BP BOLIVARIANO","earnings":29719.43564,"pretax":44947.82122,"roe":9.04,"roa":0.74},"citibank":{"name":"BP CITIBANK","earnings":2057.036,"pretax":8487.184,"roe":2.7,"roa":0.33},"diners":{"name":"BP DINERS","earnings":20831.39629,"pretax":30915.79714,"roe":4.9,"roa":0.93},"bgr":{"name":"BP GENERAL RUMIÑAHUI","earnings":6851.30368,"pretax":11076.75005,"roe":9.05,"roa":0.69},"internacional":{"name":"BP INTERNACIONAL","earnings":28183.08386,"pretax":45119.59408,"roe":7.88,"roa":0.71},"loja":{"name":"BP LOJA","earnings":2588.3662,"pretax":4489.50009,"roe":4.51,"roa":0.46},"machala":{"name":"BP MACHALA","earnings":2141.34518,"pretax":3785.28486,"roe":3.46,"roa":0.25},"solidario":{"name":"BP SOLIDARIO","earnings":1429.00034,"pretax":1636.57469,"roe":0.95,"roa":0.19},"procredit":{"name":"BP PROCREDIT","earnings":203.3878,"pretax":1237.07712,"roe":0.35,"roa":0.04},"amazonas":{"name":"BP AMAZONAS","earnings":204.6128,"pretax":240.72094,"roe":0.86,"roa":0.08},"manabi":{"name":"BP COMERCIAL DE MANABI","earnings":128.46423,"pretax":239.0639,"roe":1.02,"roa":0.23},"litoral":{"name":"BP LITORAL","earnings":-376.71541,"pretax":-376.71541,"roe":-3.24,"roa":-0.94},"coopnacional":{"name":"BP COOPNACIONAL","earnings":838.45517,"pretax":1400.13887,"roe":2.83,"roa":0.44},"capital":{"name":"BP CAPITAL","earnings":-1980.31153,"pretax":-1980.31153,"roe":-21.59,"roa":-7.65},"finca":{"name":"BP FINCA","earnings":0.26585,"pretax":93.62024,"roe":0,"roa":0},"delbank":{"name":"BP DELBANK","earnings":8.2805,"pretax":49.37683,"roe":0.07,"roa":0.03},"dmiro":{"name":"BP D-MIRO S.A.","earnings":-2706.13075,"pretax":-2706.13075,"roe":-11.98,"roa":-2.41},"codesarrollo":{"name":"BP BANCODESARROLLO","earnings":275.37773,"pretax":749.60108,"roe":1.2,"roa":0.14},"visionfund":{"name":"BP VISIONFUND ECUADOR","earnings":1648.90408,"pretax":2587.38932,"roe":10.22,"roa":1.88}}},"2021-12":{"cutoff":"31/12/2021","yearToDate":false,"file":"Mensual_BancaPrivada_dic21.xlsx","sha256":"369f5561eaaa43e6c266b75685737d2e320b8a0a052c735222785e2cf623a081","total":387351.88703,"totalRoe":7.61,"totalRoa":0.79,"sumOfBanks":387351.887,"banks":{"guayaquil":{"name":"BP GUAYAQUIL","earnings":74382.66087,"pretax":102820.31086,"roe":13.92,"roa":1.25},"pacifico":{"name":"BP PACIFICO","earnings":5723.17267,"pretax":12531.56537,"roe":0.72,"roa":0.08},"pichincha":{"name":"BP PICHINCHA","earnings":102212.01375,"pretax":153874.54016,"roe":8.13,"roa":0.81},"produbanco":{"name":"BP PRODUBANCO","earnings":45791.93029,"pretax":72785.57872,"roe":10.22,"roa":0.82},"austro":{"name":"BP AUSTRO","earnings":12579.08482,"pretax":20956.09486,"roe":6.26,"roa":0.57},"bolivariano":{"name":"BP BOLIVARIANO","earnings":40842.38024,"pretax":56763.75968,"roe":11.46,"roa":1},"citibank":{"name":"BP CITIBANK","earnings":1772.608,"pretax":4439.87,"roe":2.21,"roa":0.28},"diners":{"name":"BP DINERS","earnings":36013.57076,"pretax":53584.33628,"roe":8.09,"roa":1.62},"bgr":{"name":"BP GENERAL RUMIÑAHUI","earnings":9898.23929,"pretax":15729.22841,"roe":11.99,"roa":1.02},"internacional":{"name":"BP INTERNACIONAL","earnings":42049.56131,"pretax":65981.03382,"roe":10.93,"roa":1.03},"loja":{"name":"BP LOJA","earnings":5291.26971,"pretax":8421.05528,"roe":8.79,"roa":0.89},"machala":{"name":"BP MACHALA","earnings":3302.28608,"pretax":6076.93129,"roe":5.11,"roa":0.36},"solidario":{"name":"BP SOLIDARIO","earnings":10911.51363,"pretax":16695.66086,"roe":7.19,"roa":1.41},"procredit":{"name":"BP PROCREDIT","earnings":247.42219,"pretax":1163.71557,"roe":0.43,"roa":0.05},"amazonas":{"name":"BP AMAZONAS","earnings":276.38326,"pretax":466.93894,"roe":1.14,"roa":0.11},"manabi":{"name":"BP COMERCIAL DE MANABI","earnings":111.79292,"pretax":262.72093,"roe":0.88,"roa":0.2},"litoral":{"name":"BP LITORAL","earnings":102.82741,"pretax":163.40021,"roe":0.91,"roa":0.27},"coopnacional":{"name":"BP COOPNACIONAL","earnings":662.95136,"pretax":1201.72227,"roe":2.17,"roa":0.34},"capital":{"name":"BP CAPITAL","earnings":-1971.75034,"pretax":-1971.75034,"roe":-27.5,"roa":-6.6},"finca":{"name":"BP FINCA S.A.","earnings":-6157.66259,"pretax":-6157.66259,"roe":-42.64,"roa":-6.84},"delbank":{"name":"BP DELBANK","earnings":94.29309,"pretax":211.80474,"roe":0.83,"roa":0.29},"dmiro":{"name":"BP D-MIRO S.A.","earnings":64.24801,"pretax":477.94462,"roe":0.32,"roa":0.06},"codesarrollo":{"name":"BP BANCO DESARROLLO DE LOS PUEBLOS S.A., CODESARROLLO","earnings":2055.73245,"pretax":3376.66846,"roe":8.51,"roa":0.97},"visionfund":{"name":"BP VISIONFUND ECUADOR S.A.","earnings":1095.35785,"pretax":1824.38928,"roe":6.19,"roa":1.25}}},"2022-12":{"cutoff":"31/12/2022","yearToDate":false,"file":"FINANCIERO MENSUAL BANCA PRIVADA 2022_12.xlsx","sha256":"7506180c014ca280a36c2ec0665493cee86873ffbb2a64eb5eb063dcbc2e38a1","total":663711.87024,"totalRoe":12.21,"totalRoa":1.24,"sumOfBanks":663711.87,"banks":{"guayaquil":{"name":"BP GUAYAQUIL","earnings":109746.06733,"pretax":163767.16385,"roe":18.82,"roa":1.68},"pacifico":{"name":"BP PACIFICO","earnings":108204.44679,"pretax":144272.59572,"roe":13.24,"roa":1.56},"pichincha":{"name":"BP PICHINCHA","earnings":150056.07566,"pretax":221755.78829,"roe":11.3,"roa":1.06},"produbanco":{"name":"BP PRODUBANCO","earnings":82594.67889,"pretax":131781.04934,"roe":17,"roa":1.29},"austro":{"name":"BP AUSTRO","earnings":13206.2689,"pretax":21198.81129,"roe":5.87,"roa":0.54},"bolivariano":{"name":"BP BOLIVARIANO","earnings":55487.35275,"pretax":85532.31124,"roe":13.84,"roa":1.23},"citibank":{"name":"BP CITIBANK","earnings":3939.261,"pretax":5682.382,"roe":4.8,"roa":0.6},"diners":{"name":"BP DINERS","earnings":53012.41101,"pretax":82265.83499,"roe":11.24,"roa":2.29},"bgr":{"name":"BP GENERAL RUMIÑAHUI","earnings":12904.64568,"pretax":20488.53663,"roe":14.16,"roa":1.23},"internacional":{"name":"BP INTERNACIONAL","earnings":51313.13476,"pretax":82712.06145,"roe":12.27,"roa":1.18},"loja":{"name":"BP LOJA","earnings":7358.29794,"pretax":12297.14587,"roe":11.22,"roa":1.04},"machala":{"name":"BP MACHALA","earnings":6053.22992,"pretax":10564.70888,"roe":8.38,"roa":0.62},"solidario":{"name":"BP SOLIDARIO","earnings":14576.47671,"pretax":23185.20793,"roe":9.01,"roa":1.71},"procredit":{"name":"BP PROCREDIT","earnings":967.32528,"pretax":1348.61801,"roe":1.67,"roa":0.16},"amazonas":{"name":"BP AMAZONAS","earnings":321.03683,"pretax":819.28617,"roe":1.22,"roa":0.11},"manabi":{"name":"BP COMERCIAL DE MANABI","earnings":148.47481,"pretax":326.56348,"roe":1.07,"roa":0.24},"litoral":{"name":"BP LITORAL","earnings":161.80985,"pretax":296.51449,"roe":1.42,"roa":0.41},"coopnacional":{"name":"BP COOPNACIONAL","earnings":745.09225,"pretax":1229.71054,"roe":2.34,"roa":0.37},"capital":{"name":"BP CAPITAL","earnings":-1126.73082,"pretax":-1126.73082,"roe":-16.54,"roa":-2.82},"finca":{"name":"BP FINCA S.A.","earnings":-2956.17844,"pretax":-2956.17844,"roe":-27.02,"roa":-3.5},"delbank":{"name":"BP DELBANK","earnings":-199.94209,"pretax":-196.78373,"roe":-1.74,"roa":-0.63},"dmiro":{"name":"BP D-MIRO S.A.","earnings":-7221.78653,"pretax":-7221.78653,"roe":-36.39,"roa":-6.63},"codesarrollo":{"name":"BP BANCO DESARROLLO DE LOS PUEBLOS S.A., CODESARROLLO","earnings":1020.2511,"pretax":1906.31629,"roe":3.74,"roa":0.43},"visionfund":{"name":"BP VISIONFUND ECUADOR S.A.","earnings":3400.17066,"pretax":5492.27955,"roe":18.71,"roa":3.37}}},"2023-12":{"cutoff":"31/12/2023","yearToDate":false,"file":"FINANCIERO MENSUAL BANCA PRIVADA 2023_12.xlsx","sha256":"f1787d79760e8e47716f7d3d5cbf22e391fe6de0f623e8c4f722c7de50238e31","total":737508.29807,"totalRoe":12.36,"totalRoa":1.27,"sumOfBanks":737508.298,"banks":{"guayaquil":{"name":"BP GUAYAQUIL","earnings":121718.22428,"pretax":184185.77496,"roe":18.66,"roa":1.72},"pacifico":{"name":"BP PACIFICO","earnings":122617.26304,"pretax":163489.68406,"roe":13.99,"roa":1.77},"pichincha":{"name":"BP PICHINCHA","earnings":185205.25894,"pretax":250120.87239,"roe":12.21,"roa":1.15},"produbanco":{"name":"BP PRODUBANCO","earnings":65750.94829,"pretax":101240.89977,"roe":12.15,"roa":0.93},"austro":{"name":"BP AUSTRO","earnings":16279.31622,"pretax":25818.41649,"roe":6.89,"roa":0.68},"bolivariano":{"name":"BP BOLIVARIANO","earnings":65578.69872,"pretax":100547.45316,"roe":14.77,"roa":1.38},"citibank":{"name":"BP CITIBANK","earnings":16736.365,"pretax":27808.005,"roe":19.75,"roa":2.15},"diners":{"name":"BP DINERS","earnings":57347.93018,"pretax":86243.90862,"roe":11.33,"roa":2.22},"bgr":{"name":"BP GENERAL RUMIÑAHUI","earnings":14335.2397,"pretax":21200.17969,"roe":14.08,"roa":1.25},"internacional":{"name":"BP INTERNACIONAL","earnings":62127.71139,"pretax":97987.77898,"roe":13.84,"roa":1.32},"loja":{"name":"BP LOJA","earnings":9085.32769,"pretax":14906.11852,"roe":12.97,"roa":1.18},"machala":{"name":"BP MACHALA","earnings":6256.97259,"pretax":10467.63543,"roe":8.09,"roa":0.58},"solidario":{"name":"BP SOLIDARIO","earnings":7889.05457,"pretax":12158.13475,"roe":4.61,"roa":0.81},"procredit":{"name":"BP PROCREDIT","earnings":-3983.30717,"pretax":-3983.30716,"roe":-6.84,"roa":-0.59},"amazonas":{"name":"BP AMAZONAS","earnings":401.00588,"pretax":1051.93822,"roe":1.4,"roa":0.12},"manabi":{"name":"BP BANCO COMERCIAL DE MANABI","earnings":31.61536,"pretax":122.55381,"roe":0.22,"roa":0.05},"litoral":{"name":"BP LITORAL","earnings":140.03139,"pretax":228.88547,"roe":1.21,"roa":0.33},"coopnacional":{"name":"BP COOPNACIONAL","earnings":1000.03258,"pretax":1598.62177,"roe":3.08,"roa":0.49},"capital":{"name":"BP CAPITAL","earnings":15.79614,"pretax":62.45409,"roe":0.27,"roa":0.04},"amibank":{"name":"BANCO AMIBANK S.A.","earnings":-9856.88647,"pretax":-9856.88647,"roe":-82.02,"roa":-12.14},"delbank":{"name":"BP DELBANK","earnings":8.66882,"pretax":69.24677,"roe":0.07,"roa":0.03},"dmiro":{"name":"BP D-MIRO S.A.","earnings":-5463.07907,"pretax":-5463.07907,"roe":-38.23,"roa":-6.72},"codesarrollo":{"name":"BP BANCO DESARROLLO DE LOS PUEBLOS S.A., CODESARROLLO","earnings":1440.15211,"pretax":2683.26249,"roe":4.78,"roa":0.6},"visionfund":{"name":"BP VISIONFUND ECUADOR S.A.","earnings":2845.95789,"pretax":4570.94032,"roe":14.43,"roa":2.28}}},"2024-12":{"cutoff":"31/12/2024","yearToDate":false,"file":"FINANCIERO MENSUAL BANCA PRIVADA 2024_12.xlsx","sha256":"2e85cdab7fcd447675005550de6635ff25708cd713cbcc593ae9c1e29c2d712f","total":660203.87241,"totalRoe":10.07,"totalRoa":1.04,"sumOfBanks":660203.872,"banks":{"guayaquil":{"name":"BP GUAYAQUIL","earnings":120127.63888,"pretax":173191.02096,"roe":16.68,"roa":1.53},"pacifico":{"name":"BP PACIFICO","earnings":158059.2472,"pretax":220652.14152,"roe":17.52,"roa":2.04},"pichincha":{"name":"BP PICHINCHA","earnings":150285.62138,"pretax":214858.86508,"roe":8.33,"roa":0.84},"produbanco":{"name":"BP PRODUBANCO","earnings":42900.03571,"pretax":59292.32333,"roe":7.19,"roa":0.57},"austro":{"name":"BP AUSTRO","earnings":9790.87729,"pretax":15016.37383,"roe":3.86,"roa":0.38},"bolivariano":{"name":"BP BOLIVARIANO","earnings":66093.3127,"pretax":103483.1429,"roe":13.38,"roa":1.3},"citibank":{"name":"BP CITIBANK","earnings":13498.18,"pretax":24130.963,"roe":14.1,"roa":1.85},"diners":{"name":"BP DINERS","earnings":30338.81111,"pretax":45222.19768,"roe":5.63,"roa":1.05},"bgr":{"name":"BP GENERAL RUMIÑAHUI","earnings":11583.83648,"pretax":17061.57035,"roe":10.3,"roa":0.94},"internacional":{"name":"BP INTERNACIONAL","earnings":57244.45749,"pretax":93380.72738,"roe":11.82,"roa":1.13},"loja":{"name":"BP LOJA","earnings":7862.32651,"pretax":12466.26944,"roe":10.31,"roa":0.94},"machala":{"name":"BP MACHALA","earnings":4144.38494,"pretax":6463.40312,"roe":5.02,"roa":0.38},"solidario":{"name":"BP SOLIDARIO","earnings":1225.2804,"pretax":1350.61811,"roe":0.83,"roa":0.13},"procredit":{"name":"BP PROCREDIT","earnings":-5235.06275,"pretax":-5235.06275,"roe":-9.66,"roa":-0.77},"amazonas":{"name":"BP AMAZONAS","earnings":675.87287,"pretax":922.15186,"roe":1.99,"roa":0.19},"manabi":{"name":"BP BANCO COMERCIAL DE MANABI","earnings":13.79688,"pretax":73.11583,"roe":0.1,"roa":0.02},"litoral":{"name":"BP LITORAL","earnings":-235.96543,"pretax":-214.14706,"roe":-2.01,"roa":-0.56},"coopnacional":{"name":"BP COOPNACIONAL","earnings":1067.64275,"pretax":1733.97852,"roe":3.2,"roa":0.49},"capital":{"name":"BP CAPITAL","earnings":-1035.78135,"pretax":-1035.78135,"roe":-12.92,"roa":-2.34},"amibank":{"name":"BANCO AMIBANK S.A.","earnings":-8180.50684,"pretax":-8180.50684,"roe":-100.57,"roa":-10.7},"delbank":{"name":"BP DELBANK","earnings":7.99496,"pretax":47.30142,"roe":0.07,"roa":0.02},"dmiro":{"name":"BP D-MIRO S.A.","earnings":-3411.46349,"pretax":-3411.46349,"roe":-27.12,"roa":-4.51},"codesarrollo":{"name":"BP BANCO DESARROLLO DE LOS PUEBLOS S.A., CODESARROLLO","earnings":1252.43592,"pretax":2408.76315,"roe":3.61,"roa":0.48},"visionfund":{"name":"BP VISIONFUND ECUADOR S.A.","earnings":2130.8988,"pretax":3465.69121,"roe":9.83,"roa":1.59}}},"2025-12":{"cutoff":"31/12/2025","yearToDate":false,"file":"FINANCIERO MENSUAL BANCA PRIVADA 2025_12.xlsx","sha256":"2f7a7e9e85445bf3b860338b8242073db10633656e32db05a9f7f9cdb7c9944c","total":946442.75487,"totalRoe":13.5,"totalRoa":1.31,"sumOfBanks":946442.755,"banks":{"guayaquil":{"name":"BP GUAYAQUIL","earnings":152659.43171,"pretax":218413.97318,"roe":19.37,"roa":1.68},"pacifico":{"name":"BP PACIFICO","earnings":206131.47389,"pretax":276072.36248,"roe":21.86,"roa":2.24},"pichincha":{"name":"BP PICHINCHA","earnings":240497.88508,"pretax":314494.7976,"roe":12.19,"roa":1.16},"produbanco":{"name":"BP PRODUBANCO","earnings":85273.10172,"pretax":122102.65913,"roe":13.34,"roa":1.01},"austro":{"name":"BP AUSTRO","earnings":23506.51868,"pretax":40693.2721,"roe":8.86,"roa":0.75},"bolivariano":{"name":"BP BOLIVARIANO","earnings":70669.00507,"pretax":104286.97485,"roe":12.97,"roa":1.24},"citibank":{"name":"BP CITIBANK","earnings":21616.434,"pretax":30556.235,"roe":21.73,"roa":2.88},"diners":{"name":"BP DINERS","earnings":43048.31155,"pretax":65683.20522,"roe":7.72,"roa":1.37},"bgr":{"name":"BP GENERAL RUMIÑAHUI","earnings":15226.89651,"pretax":20780.44113,"roe":12.53,"roa":1.13},"internacional":{"name":"BP INTERNACIONAL","earnings":68142.66134,"pretax":96854.40048,"roe":13.21,"roa":1.21},"loja":{"name":"BP LOJA","earnings":10566.62601,"pretax":16376.56179,"roe":13.09,"roa":1.11},"machala":{"name":"BP MACHALA","earnings":7353.10007,"pretax":10348.83538,"roe":8.52,"roa":0.63},"solidario":{"name":"BP SOLIDARIO","earnings":2836.67394,"pretax":3634.2429,"roe":1.94,"roa":0.36},"procredit":{"name":"BP PROCREDIT","earnings":-9562.91677,"pretax":-9562.91677,"roe":-17.89,"roa":-1.31},"amazonas":{"name":"BP AMAZONAS","earnings":1355.52368,"pretax":2032.91749,"roe":3.56,"roa":0.32},"manabi":{"name":"BP BANCO COMERCIAL DE MANABI","earnings":22.79912,"pretax":152.10234,"roe":0.14,"roa":0.02},"litoral":{"name":"BP LITORAL","earnings":183.24682,"pretax":349.54617,"roe":1.58,"roa":0.44},"coopnacional":{"name":"BP COOPNACIONAL","earnings":464.69839,"pretax":895.61886,"roe":1.36,"roa":0.21},"capital":{"name":"BP CAPITAL","earnings":-90.8276,"pretax":38.70251,"roe":-0.85,"roa":-0.14},"delbank":{"name":"BP DELBANK","earnings":9.96105,"pretax":32.09166,"roe":0.08,"roa":0.02},"atlantida":{"name":"BANCO ATLÁNTIDA S.A.","earnings":15.50429,"pretax":93.03519,"roe":0.12,"roa":0.01},"codesarrollo":{"name":"BP BANCO DESARROLLO DE LOS PUEBLOS S.A., CODESARROLLO","earnings":2007.50049,"pretax":3354.11653,"roe":5.49,"roa":0.63},"visionfund":{"name":"BP VISIONFUND ECUADOR S.A.","earnings":4509.14583,"pretax":7135.21373,"roe":19.65,"roa":2.96}}},"2026-09":{"cutoff":"30/09/2026","yearToDate":true,"file":"FINANCIERO MENSUAL BANCA PRIVADA 2026_09.xlsx","sha256":"a312066bfaf84d61c362875ba9cc0893a55fab0a654abced0e851ad2a07cadc1","total":802093.83461,"totalRoe":13.88,"totalRoa":1.34,"sumOfBanks":802258.968,"banks":{"guayaquil":{"name":"BP GUAYAQUIL","earnings":120485.99654,"pretax":175310.80823,"roe":18.14,"roa":1.54},"pacifico":{"name":"BP PACIFICO","earnings":176156.16028,"pretax":237592.16028,"roe":21.01,"roa":2.24},"pichincha":{"name":"BP PICHINCHA","earnings":184502.87442,"pretax":235416.6846,"roe":11.44,"roa":1.1},"produbanco":{"name":"BP PRODUBANCO","earnings":81379.32956,"pretax":118072.11447,"roe":15.29,"roa":1.17},"austro":{"name":"BP AUSTRO","earnings":22287.61401,"pretax":36735.6255,"roe":10.3,"roa":0.83},"bolivariano":{"name":"BP BOLIVARIANO","earnings":54419.00546,"pretax":83463.00546,"roe":12.23,"roa":1.13},"citibank":{"name":"BP CITIBANK","earnings":15849.594,"pretax":25807.343,"roe":19.83,"roa":2.64},"diners":{"name":"BP DINERS","earnings":40727.04072,"pretax":61669.4466,"roe":9.35,"roa":1.64},"bgr":{"name":"BP GENERAL RUMIÑAHUI","earnings":14511.44092,"pretax":20773.44092,"roe":14.62,"roa":1.31},"internacional":{"name":"BP INTERNACIONAL","earnings":53020.21209,"pretax":79685.21209,"roe":12.8,"roa":1.14},"loja":{"name":"BP LOJA","earnings":9625.22318,"pretax":14974.60806,"roe":14.58,"roa":1.22},"machala":{"name":"BP MACHALA","earnings":6647.29664,"pretax":9900.52882,"roe":9.64,"roa":0.68},"solidario":{"name":"BP SOLIDARIO","earnings":13411.08344,"pretax":19401.08344,"roe":12.34,"roa":2.26},"procredit":{"name":"BP PROCREDIT","earnings":2632.37083,"pretax":3672.97921,"roe":6.66,"roa":0.5},"amazonas":{"name":"BP AMAZONAS","earnings":112.37312,"pretax":183.61698,"roe":0.34,"roa":0.03},"manabi":{"name":"BANCO COMERCIAL DE MANABI","earnings":220.80738,"pretax":402.97326,"roe":1.54,"roa":0.18},"litoral":{"name":"BP LITORAL","earnings":-358.69216,"pretax":-358.69216,"roe":-4.06,"roa":-1.05},"coopnacional":{"name":"BP COOPNACIONAL","earnings":612.76462,"pretax":961.19943,"roe":2.36,"roa":0.32},"capital":{"name":"BP CAPITAL","earnings":8.05093,"pretax":8.05093,"roe":0.1,"roa":0.01},"delbank":{"name":"BP DELBANK","earnings":3.28818,"pretax":6.12277,"roe":0.04,"roa":0.01},"atlantida":{"name":"BANCO ATLÁNTIDA S.A.","earnings":68.3674,"pretax":93.47226,"roe":0.76,"roa":0.06},"codesarrollo":{"name":"BP BANCO DESARROLLO DE LOS PUEBLOS S.A., CODESARROLLO","earnings":1179.26905,"pretax":2134.42361,"roe":4.05,"roa":0.48},"visionfund":{"name":"BP VISIONFUND ECUADOR S.A.","earnings":4757.49704,"pretax":7514.41698,"roe":25.45,"roa":3.49}}}}}